Taking Out 3 Stupid Car Loans With 25% Interest Rates While Having No Money

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 1 September 2023

⏱️ 63 minutes

🔗️ Recording | iTunes | RSS

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Summary

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:52 Oh give me a break 09:50 I'm scared for you already 14:40 What a mess... 23:42 This is getting interesting 25:25 Spend Spend Spend 32:58 Do you even care? 34:28 You need to budget 40:40 Clean up this mess 48:55 Please just do this! 1:01:19 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents built to deliver resolutions for everyone.
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0:11.9	That's the Zendesk AI effect. Find out more at Zendesk.com.
0:15.3	Hello, my name is Daniel Rivera. I'm 22 years old. I live currently in Lubbock, Texas.
0:24.0	And this is financial audit.
0:26.3	You're 22?
0:27.3	I'm 22.
0:28.2	Thanks for coming over from from Lubbock, but I'm already, okay, so 22.
0:34.0	And yeah, you look 22.
0:35.1	I didn't think you were older or anything.
0:36.9	Just out of the gate, dude.
0:39.5	How did you get yourself into so much random and not good debt by 22?
0:45.5	You're too young for this, in my opinion.
0:47.9	What's going on?
0:49.4	Oh, you know, I'm here to get the help from you.
0:53.5	Yeah, but why did you go in to the debt?
1:01.0	Um, it's, it's the long process and how I got my something to it.
1:08.1	It's just, it depends on what do you mean by that. Well, a lot of it's student loans. Which, that one's reasonable. But then we go through things. Well, I mean, I'll just lay it out for everyone. We'll go to the debts individually. But I'll just lay out where everyone is from a screenshot from your credit karma. Okay. And we're putting it on screen as well.
1:28.3	So credit card,
1:29.3	you have a credit card that you're trying to pay off.
1:31.8	You have $9752 in collections.
1:35.3	You have collections of 22 already.
	...

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