“My Parents Forced Me To Buy a $80,000 Car”

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 14 January 2026

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	I currently have a card note that's $1,200 and I'm looking to, at first I wanted to get a single family home,
0:16.0	but now that I've been doing research and looking into getting wealth, I was thinking on a multi-family home.
0:27.1	I'm just wondering if I'm at a good point in my life to get it right now, or should I wait on it?
0:35.1	You should wait.
0:36.7	You should get your debts paid off, either get rid of the car or pay the car off. That car payment is out of control. Is it $1,200 a month, Noel, or the whole note is $1,200? No, it's $1,200 a month. A month. How old are you? Yeah. I'm 24. How much do you make a year?
0:55.3	60, but I just got a job offering, and they said I could be up in there in the 80s.
1:03.4	Yeah, and what do you owe on this car, sir?
1:06.3	I owe 80.
1:07.8	80?
1:09.2	Yeah.
1:11.6	Okay. Let me as kindly as I possibly can say that's insanity.
1:16.6	Yes, it is.
1:17.5	Trust me, I did not want to get this vehicle.
1:20.0	Yes, you did.
1:20.9	You got the vehicle, and you're 24, and you were sober, and you signed the note.
1:24.7	So, yes, you did want to get it, but yes, you do need to get rid of it.
1:28.5	Yes.
1:29.2	Now.
1:30.7	I tried calling them, trying to see if I could trade it in maybe for something older
1:35.0	because my parents basically forced me to get it because they said I should get something
1:41.9	reliable since I have two kids.
	...

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