Hello, Wienabbers. My name is Jesse Meekham and this is podcast number 223 for Why Now, where we teach you four rules

to help you stop looking paycheck to paycheck, get out of debt and save more money.

Today, Todd and I, from last week you remember Todd Curtis, our chief customer officer,

he is in charge of making sure that you kill it with Wyanab and we want to make sure you

kill your debt.

We today talk about the end all be all debt pay down strategy without further ado here is Todd

All right I'm back here with Todd Curtis. He's the chief customer officer for wine Wine App and today we're going to talk

last week it was about dealing with your debt number one you don't want to go

backward you do that by getting a grip on your spending and by embracing your true expenses and because basically not

foreseeing those true expenses are what send most people backward.

You know just little bits of time death by a thousand cuts putting on credit cards today we want to

kind of once and for all just settle the debate around your actual strategy that you

should employ when paying off your card.

So first, Todd, we've got, we've established that we're embracing our true expenses.

We've got visibility on car repairs.

I wouldn't say, let's see see what's life insurance premium

Christmas if you know I mean any number of things right everyone's going to be different in

that regard we got a group on that we stop some extra. We recognize that we do want to deal with our debt because it's basically not allowing us to put every dollar toward our actual priorities.

So now what do we do? How do we be strategic? Well that's the key. You really got to be strategic

And you can't just kind of take it one bill at a time or something like that. You gotta you gotta have a

system one at a time. And we've established here at Wynene Haven, we've established a very concrete, easy to follow,

like we say easy as ABC to follow this method of debt pay on.

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