203. “He makes 3x more, but wants to split everything 50/50”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 8 April 2025

⏱️ 89 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Katie (28) and Robin (35) live together in Tennessee and are planning a wedding. They earn a combined $386K, but don't split bills proportionally—even though he makes three times more. She feels judged, lies about spending, and recently racked up credit card debt after secretly booking a ski trip for his birthday. He’s investing $8K/month while she’s barely breaking even. As they discuss a prenup and her plan to quit her job for grad school, deep questions arise: Can they truly combine finances? Can she stop people-pleasing? Can he be more generous? Ramit helps them untangle power dynamics, rebalance the split, and build a shared vision for money—before resentment derails their future. This episode is brought to you by: Notion | Try Notion for free at https://notion.com/ramit and experience the powerful, easy-to-use Notion AI today. Facet | For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members (promo does not apply to Foundations members). Check out their membership options at https://facet.com/ramit Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit. Links mentioned in this episode • Please vote for Money For Couples in the 2025 Webby Awards • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	What's something you've been dreaming about?
0:02.5	Buying a beautiful house, renting a villa in Italy and inviting your entire extended family.
0:09.7	Whatever that dream is, do you know what to do right now to make it a reality?
0:16.3	Well, that's exactly what I'm going to be teaching Thursday, April 24th in my money coaching call.
0:21.7	In my money coaching program, I host monthly 90-minute group coaching calls where I go way
0:28.1	deeper on topics than I can ever do publicly, like how to do an annual Rich Life review, where I
0:34.7	show you exactly what to say, or a live walkthrough of creating your
0:39.6	own conscious spending plan, along with plenty of Q&A every call. This month, we're talking
0:46.2	about how to make your 10-year dreams become a reality starting right now. And you can only
0:52.7	join this call if you're a member of my money coaching program.
0:56.4	So sign up at IWT.com
0:59.0	slash money coaching.
1:00.9	Not only will you get access to ask me questions directly,
1:04.8	you will also be able to join
1:06.3	an amazing community of people just like you
1:09.3	who want to support and inspire you. Again, IWT.com
1:14.5	slash money coaching. Guys, I need your help. I just got some exciting news. Money for couples has been
1:20.9	nominated for two Webby Awards and now we have a chance to win the People's Voice Awards and I
1:26.8	need your help. It takes less than
1:28.3	20 seconds to vote. Here's how you can do it. Go to vote.webbyawards.com, sign up with your
1:35.3	email address and vote for money for couples in these two categories, podcasts, advice, and how-to,
1:43.0	and creators, business, real estate, and finance.
	...

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