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Money For Couples

204. “We make $226K—but our kids think we’re broke”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.63.1K Ratings

🗓️ 15 April 2025

⏱️ 78 minutes

🧾️ Download transcript

Summary

Lisa (37) and Marcus (38) have been married for 14 years, raising four kids and building a life together—but when it comes to money, they couldn’t be further apart. Lisa homeschools their kids and dreams of more family travel time full of Rich Life experiences. Marcus shuts down in financial conversations, overwhelmed by anxiety and self-doubt—even though he’s a professional accountant. In today’s episode, live from Washington, D.C., they uncover a painful dynamic: Lisa is left holding the financial burden alone, while Marcus avoids it entirely. Can they change their money story and finally start acting as a team? This episode is brought to you by: Upwork | Visit https://Upwork.com to post your job for free and connect with top talent ready to help your business grow. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 20% off plus free shipping. Links mentioned in this episode • Please vote for Money For Couples in the 2025 Webby Awards • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

Click on a timestamp to play from that location

0:00.0

What's something you've been dreaming about?

0:02.5

Buying a beautiful house, renting a villa in Italy and inviting your entire extended family.

0:09.7

Whatever that dream is, do you know what to do right now to make it a reality?

0:16.3

Well, that's exactly what I'm going to be teaching Thursday, April 24th in my money coaching call.

0:21.7

In my money coaching program, I host monthly 90-minute group coaching calls where I go way

0:28.1

deeper on topics than I can ever do publicly, like how to do an annual Rich Life review, where I

0:34.7

show you exactly what to say, or a live walkthrough of creating your

0:39.6

own conscious spending plan, along with plenty of Q&A every call. This month, we're talking

0:46.2

about how to make your 10-year dreams become a reality starting right now. And you can only

0:52.7

join this call if you're a member of my money coaching program.

0:56.4

So sign up at IWT.com

0:59.0

slash money coaching.

1:00.9

Not only will you get access to ask me questions directly,

1:04.5

you will also be able to join

1:06.3

an amazing community of people just like you

1:09.3

who want to support and inspire you. Again, IWT.com

1:14.5

slash money coaching. Guys, I need your help. I just got some exciting news. Money for couples has been

1:20.9

nominated for two Webby Awards and now we have a chance to win the People's Voice Awards and I

1:26.8

need your help. It takes less than

1:28.3

20 seconds to vote. Here's how you can do it. Go to vote.webbyawards.com, sign up with your

1:35.3

email address and vote for money for couples in these two categories, podcasts, advice, and how-to,

1:43.0

and creators, business, real estate, and finance. Check your email,

...

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