Welcome to the Bigger Pockets Money Podcast, show number 198, Finance Friday Edition,

where we interview Sarah Fina and Darren and talk about building a business and spending your time

on endeavors that have the highest ROI. Yeah, at some point when you're DIYing things and

I end up thinking, oh, I can do that. You know, watch a YouTube video, okay? Of course.

And then rent the machine and, yeah, but, you know, at some level, it's like, where's that,

what's that balance between efficiency and like, being able to say that you poured all the concrete

fears. Hello, hello, hello, my name is Mindy Jensen and with me as always is my intrepid cohost,

Scott Trunch. I love how you're always exploring new ways to describe Mindy. Thank you.

Scott and I are here to make financial independence less scary, less just for somebody else.

To introduce you to every money story because we truly believe that financial freedom is

attainable for everyone, no matter when or where you're starting. That's right. Whether you

want to retire early and travel the world, go on to make big time investments in assets like

real estate or simply sail around the world for a year or two. We'll help you get money

problems out of the way so you can live the life of your dreams.

I am super excited for today's episode because yet again, we have a very different set of

circumstances, but I don't really consider them unique circumstances. We just haven't interviewed

these people before or people in these circumstances. Seraphina and Darren are self-employed. They have

two kids. They're about a third of the way to their financial independence goal and they're looking

for a little bit of advice and we give them some suggestions to follow. Definitely not advice,

but definitely some suggestions to look into things like an HSA, things like the Roth IRA,

the over 50 catch up in just a year for Darren. I'm super excited for all the things that

their future holds, which I think is vast. Yeah, I think that they've done a remarkable job

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