There are a lot of excuses we hear from people as to why they can’t reach financial independence. They needed that new car, they needed that nicer apartment, they needed the expensive vacations. Often, this is what we hear from people making a high income, unlike today’s guest, non-profit worker Nate Forbes. Nate knew that he liked working jobs that tended to pay less, and with the support of his wife, he stayed at them. When his wife was ready to be a stay-at-home mom, Nate took a job with more pay but was by no means a high-income position. Even with Nate being the only breadwinner for the family, he and his wife were able to max out their retirement accounts, buy rental properties, and start doing BRRRRs. Since Nate was raised with strong frugality and not much of a consumer mindset, he’s used to living below his means, but his story of wealth accumulation is truly inspiring. From selling vintage clothing to living in a collective household, to hunting down an early 90s Honda Civic to get 50mpg on long commutes, Nate has done almost everything he can to live a life he loves all while reaching “coast” FI! In This Episode We Cover The importance of early financial education for young children Living below your means and striving to invest every year you can Keeping the job you love and finding ways to make more money on the side Maxing out your Roth and other retirement accounts BRRRR investing and doing live-in flips Realizing that life isn’t about math, and leverage may not be necessary for success And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Scott's Instagram Mindy's Twitter Fuel Economy Dave Ramsey Mr. Money Mustache Mad Fientist Check the full show notes here: https://www.biggerpockets.com/moneyshow197 Learn more about your ad choices. Visit megaphone.fm/adchoices