1968: Ask Farnoosh: Love, Money and the Cost of Connection
So Money with Farnoosh Torabi
Farnoosh Torabi
4.7 • 2K Ratings
🗓️ 10 April 2026
⏱️ 31 minutes
🧾️ Download transcript
Summary
This episode is brought to us by Louis Jadot, a thoughtful way to elevate date night without overspending.
On this week’s Ask Farnoosh, we’re getting real about last-minute tax strategy, including why filing an extension might actually be one of the smartest financial moves you can make. (Hint: if you’re self-employed, it could buy you months of extra time to fund a SEP IRA and lower your tax bill.)
We’ll also break down how to think about your tax refund: how to use it wisely, where to prioritize, and why it’s not a bonus… it’s a second chance.
And then, we zoom out to something a lot of us are quietly feeling: it’s getting really expensive just to have a social life.
Dating. Relationships. Even grabbing dinner with friends.
New data from Louis Jadot reveals that 56% of Americans say rising costs are changing how often they go on dates, and more than 1 in 4 have stopped dating altogether to save money.
Welcome to the era of loveflation.
In this episode, we unpack what that means for your wallet and your relationships, how to stay connected without overspending, how to navigate who pays on a date, and how to align your financial values with your personal life.
Plus, at the end: my honest take on who should pay on the first date, and how to handle it without making things awkward.
Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!
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Transcript
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| 0:00.0 | So Money episode 1968, Ask Farnoosh, love money and the cost of connection. |
| 0:07.6 | You're listening to So Money with award-winning money guru Farnoose Karabi. |
| 0:12.4 | Each day, get a 30-minute dose of financial inspiration from the world's top business minds, |
| 0:17.7 | authors, influencers, and from Farnoose yourself. |
| 0:23.8 | Looking for ways to save on gas or double your double coupons? Sorry, you're in the wrong place. Seeking profound ways to |
| 0:29.0 | live a richer, happier life. Welcome to So Money. This episode is brought to us by Louis |
| 0:36.1 | Chadeau, a thoughtful way to elevate date night without |
| 0:39.5 | overspending. |
| 0:41.0 | Welcome to So Money, everybody. |
| 0:43.0 | It is Ask for our news Friday, April 10th, 2026. |
| 0:47.4 | We are five days away from the tax deadline. |
| 0:50.6 | Five days. |
| 0:51.5 | So how are we feeling? |
| 0:53.3 | Have we filed? Are we pretending it's not happening? |
| 0:57.2 | Are we banking on a refund and already mentally spending it? I'll tell you what I usually do. |
| 1:03.4 | I file an extension and not because I'm disorganized, I mean just maybe a little bit, but mostly |
| 1:10.3 | because it actually gives me a strategic advantage. |
| 1:14.6 | When you file an extension, you basically give yourself more time to contribute to, in my case, |
| 1:20.4 | a SEP IRA if you're self-employed. You have actually until October to fund it for the |
| 1:25.9 | previous tax year. That doesn't apply to traditional IRAs. |
| 1:29.9 | That deadline is still in April. |
| 1:32.0 | But for SEP IRAs, this is a huge window. |
... |
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