So Money with Farnoosh Torabi

What does it mean to build wealth when the world hasn’t always made space for your identity? That’s the question at the heart of today’s conversation, and the driving force behind a powerful new book reshaping how LGBTQ+ people think about money, belonging, and the future. On this episode of So Money, I’m joined by Nick Wolny, a longtime personal finance journalist, columnist for OUT Magazine, and now the author of Money Proud: The Queer Guide to Generate Wealth, Slay Debt, and Build Good Habits to Secure Your Future Nick brings a candid, deeply human lens to the financial lives of queer people, from the emotional and cultural realities that shape money choices to the systems and habits that help rebuild stability, confidence, and long-term security. His own story, which he describes not as self-help but as a kind of spiritual reckoning, is woven throughout the book and sets the stage for an honest, energetic, and eye-opening conversation. This episode originally aired on Dec 17, 2025.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 3 June 2026

Gold has captivated humanity for thousands of years—but why? In this episode, Farnoosh sits down with author and financial historian Dominic Frisby to explore the fascinating story behind one of the world's most coveted assets. Drawing from his new book, The Secret History of Gold, Dominic explains how gold shaped empires, fueled exploration, influenced wars, and continues to play a powerful role in global finance today. The conversation covers why gold remains a popular safe-haven investment during uncertain times, the emotional and psychological hold it has on people and cultures, and why countries like China continue to accumulate vast reserves. Farnoosh also shares her own family's connection to gold as an Iranian-American and explores the generational tradition of passing gold down as a store of wealth. Plus: Dominic weighs in on whether Bitcoin is truly "digital gold," what central banks know that everyday investors may not, and the smartest ways to add gold to your portfolio. Check out Dominic's Substack The Flying FrisbyLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 1 June 2026

This week on Ask Farnoosh, we're tackling one of the biggest money questions of all: When can I retire? Inspired by a viral Instagram reel about repeatedly refreshing a retirement calculator in hopes of finding financial freedom, Farnoosh breaks down how to determine your retirement readiness—and why retirement may not be the right goal at all. Instead, what if the goal is optionality? In this episode: Why so many Gen Xers are obsessed with retirement calculatorsHow to calculate your "freedom number"The 4% rule explained simplyWhy Social Security may be worth more than you thinkHow home equity changes the retirement equationFour retirement personality typesPractical ways to move your retirement date closerWhy burnout—not retirement—may be the real issue Plus:Farnoosh weighs in on the controversy surrounding Belle Burden's bestselling memoir Strangers following a recent New Yorker investigation.An update on the new Trump Accounts program, including why Farnoosh believes it could become one of the most powerful wealth-building tools for children. Related Listening: Retiring on Social Security AloneLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 29 May 2026

What if the most important inheritance you leave your family has nothing to do with money? Not stocks. Not real estate. Not a trust fund. But instead, a written record of your values, your hard-earned lessons, your family stories, your regrets, your hopes — the wisdom you want future generations to carry forward. Today’s guest, Eric Becker, calls this an “ethical will.” He originally wrote one for his children years ago, never imagining that after the devastating loss of his daughter Kara, he would one day rediscover the document and find that it would help guide him through grief and back to himself. Eric is the Founder and Co-Chairman of Cresset Family Office & Private Wealth Management, a multi-family office overseeing more than $237 billion in assets under management and advisement. Before that, he co-founded Sterling Partners, the private equity firm that raised more than $5 billion across eight funds, and throughout his career has advised founders, entrepreneurs, and ultra-high-net-worth families on how to build businesses — and lives — that endure. His bestselling book and new podcast, The Long Game, explore exactly that: what separates companies, families, and leaders who survive for generations from those that disappear. In this conversation, we talk about the hidden traits of enduring companies, why culture matters more than most founders realize, how to recognize “moments of truth” in business and life, and why one of the most powerful questions you can ask yourself is: “What am I tolerating that I shouldn’t be?” We also get into stoic philosophy, parenting, family meetings, AI, investing for the long term, and the surprising parallels between building a resilient company and building a meaningful life.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 27 May 2026

It’s rare in personal finance that someone comes along and doesn’t just offer advice—but completely rewires how we think about money, work, and what it means to live a good life. My guest today did exactly that. Pete Adeney—better known as Mr. Money Mustache—helped ignite the FIRE movement long before it was trending on TikTok or debated on cable news. His message? Radical, at the time: Spend less, live intentionally, invest wisely—and you might just buy yourself the freedom to walk away from traditional work decades early.And here’s the thing—Pete didn’t just write about it. He lived it. Retiring in his early 30s, raising a family on his own terms, and building a cult-like following of readers who wanted to do the same. I’ve actually had a front-row seat to his journey. We first met more than a decade ago, filming in his backyard in Colorado, when his blog was just beginning to take off. Back then, his ideas felt… almost rebellious. This episode originally ran on April 8, 2026 Today? They’re part of the mainstream conversation.But Pete hasn’t stood still—and neither has life. In this episode, we catch up on everything: what early retirement really looks like after a decade, how his thinking on money, family, and even divorce has evolved… and why, despite having “enough,” he’s still rethinking what a rich life actually means.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 25 May 2026

This week on Ask Farnoosh, Farnoosh tackles some of the biggest personal finance questions listeners are wrestling with right now, from AI-powered banking tools to buying a home in today’s expensive market and whether it’s smart to pay off debt early. Farnoosh begins with a look at OpenAI’s new personal finance tools that allow select ChatGPT users to connect their financial accounts directly to AI. She breaks down what the feature can do, why some consumers are intrigued, and why others are understandably nervous about privacy and security. She also shares fresh housing market data showing more buyers are moving forward despite mortgage rates remaining above 6%, and why waiting for ultra-low rates may no longer be realistic. The episode also explores a viral MarketWatch story about a couple who became millionaires in their early 30s despite modest incomes. Farnoosh unpacks the real lessons behind the headline: avoiding excessive student debt, consistently investing at least 15% of income, buying reliable used cars, keeping housing costs manageable, and staying financially flexible enough to seize opportunities when they arise. Listener Mailbag Questions This Week:Can you buy a new home if you already own one with a mortgage? Farnoosh answers a newlywed listener’s question about purchasing a larger home while keeping her husband’s current house as a future rental property. She explains how lenders evaluate debt-to-income ratios, when future rental income may count toward mortgage approval, and why it’s important to run the numbers carefully before deciding whether becoming a landlord is truly worth it.Should you pay off a car loan early, even if it might impact your credit score? Another listener asks whether paying off the final $1,000 on a car loan could hurt their credit. Farnoosh explains the difference between revolving credit and installment loans, how credit mix factors into your score, and why the emotional relief of becoming debt-free can sometimes outweigh purely mathematical investing advice. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 22 May 2026

Today’s episode is about neurodivergence, the workplace, and a question that more families and employers are beginning to confront: Why are so many talented people still struggling to get hired and succeed at work simply because the systems around them weren’t designed with them in mind? My guest is Dr. Helen Genova, Associate Director of the Center for Autism Research at Kessler Foundation, where she also directs the Social Cognition and Neuroscience Laboratory. She’s also an Assistant Research Professor at Rutgers New Jersey Medical School. Today, we’re focusing on one area where her work is having an especially profound impact: helping autistic young adults navigate the hiring process and workplace culture, while also helping employers rethink what inclusion and talent recognition can actually look like. We’ll talk about why job interviews can be such a major barrier, the hidden communication mismatch happening in workplaces every day, the importance of self-advocacy and employer education, and what all of us—whether we’re managers, coworkers, parents, or job seekers—can do to build more supportive and successful work environments. Learn more about the KF STRIDE program.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 20 May 2026

Women today are more educated than ever. More ambitious than ever. More likely to be breadwinners, business owners, and leaders in their households and communities. And yet — despite decades of progress — the pay gap persists, women continue to hit barriers at work, and many still feel punished for wanting both financial success and personal fulfillment. My guest today says that’s not a coincidence. It’s a system. Stefanie O’Connell Rodriguez is back on So Money with her powerful new book, The Ambition Penalty, which examines how corporate culture encourages women to strive, achieve, and “lean in” — only to penalize them once they begin claiming real power, money, and authority. In this conversation, we unpack the myths we’ve been sold about ambition and meritocracy, why women are still more likely to face backlash for negotiating and asking for raises, and how inequality at work is deeply connected to inequality at home. Stefanie also shares why the rise of both “girlboss” culture and the tradwife movement miss the bigger picture — and what actually needs to change if we want more equitable outcomes for women. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 19 May 2026

This week: A possible Covid-related tax refund, the demographic with the biggest student loan defaults, can AI help with your money….and All-things 529 plans and college savings with Patricia Roberts. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 15 May 2026

Today I’m joined by Carrie Joy Grimes. founder of WorkMoney and the author of the new book The Joy of Money. She’s a former union organizer who spent years helping workers fight for better wages and benefits while also trying to untangle her own complicated relationship with money — debt, shame, financial anxiety, all of it. In this episode, we talk about why so many women still avoid taking ownership of their finances, how to rebuild confidence after money mistakes, whether homeownership still makes sense, and how to separate what society tells us should make us happy from what actually does. We also talk about the inspiration behind her new book, The Joy of Money, and why she believes financial security is not just about numbers — it’s about feeling safer, freer, and more in control of your life.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 13 May 2026

Guest Simone Stolzoff, journalist and author of the new book, How to Not Know: The Value of Uncertainty in a World that Demands Answers, says we are living through what the World Health Organization calls a “polycrisis” — overlapping economic, political, technological, and personal disruptions that are leaving many of us feeling anxious, untethered, and desperate for answers. But what if the goal isn’t to eliminate uncertainty?What if the real skill is learning how to live with it? Simone argues that our obsession with certainty — whether in our careers, relationships, finances, or identities — may actually be making us more anxious, less adaptable, and less fulfilled. In this conversation, we talk about:Why uncertainty tolerance is decliningThe surprising psychology behind layoffs and career anxietyWhy savings can create emotional flexibility, not just financial securityHow to stop tying your self-worth to your job titleThe dangers of chasing a “dream job”Why curiosity may be one of the most important skills in the AI eraAnd how becoming a parent forced Simone to practice what he preaches Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 11 May 2026

Farnoosh shares Mother’s Day plans, and reacts to news including the April jobs report and an Apple class-action settlement that could pay eligible iPhone 15 Pro/Pro Max and iPhone 16 buyers up to $95 per device. She also cautions against Fannie Mae’s move toward crypto-backed mortgages, arguing that borrowing against volatile crypto to fund a down payment adds risk and doesn’t address the real housing crisis. Mailbag topics include: how to prepare for or respond to a layoff (unemployment, COBRA, cutting expenses, bridge income, networking, and rolling over retirement accounts), how to save on rising summer utility bills, and whether 0% balance transfer credit cards are a good tool for managing high-interest credit card debt. Check out the full list of recommended balance transfer cards on Nerdwallet.com. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 8 May 2026

What does it actually mean to be “rich” today? Because if you’re waiting for the old playbook to work—go to school, get a stable job, buy a house, retire comfortably—you may be waiting a long time.The truth is, that version of wealth? It’s outdated. And for a lot of younger earners especially, it feels completely out of reach.So what are the new rules? Today’s guest has built a massive following by calling out the broken advice we’ve inherited—and replacing it with something far more realistic, and frankly, more empowering. Haley Sacks, also known as Mrs. Dow Jones, is back on So Money with her new book, Future Rich Person.And this is not your typical money book. Haley is speaking directly to what she calls the “zillennial” generation—but really, anyone who feels like they’re doing all the right things and still not getting ahead. In our conversation, we talk about why the traditional path to wealth is due for a rewrite, how to actually start building what she calls “action money,” and why your income, your skills, and even your relationship to work need to evolve in an AI-driven economy. We also get into some of the cultural forces shaping how we think about money right now—from the rise of “trad wife” content to the very real temptation to opt out of the financial game altogether.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 6 May 2026

We all say the same thing: I don’t have enough time.Not enough time to work, to parent, to rest, to exercise, to finally do the thing we’ve been putting off for years.But what if that story… isn’t actually true? What if the problem isn’t time itself—but how we think about it, measure it, and ultimately choose to spend it? Today’s guest wants us to completely rethink our relationship with time. Laura Vanderkam has built her career challenging the idea of time scarcity, and in her new book, Big Time, she makes a compelling case that many of us have far more time than we think—we’re just not seeing it clearly. In our conversation, we get into the real data behind how we spend our days, why tracking your time can be a game changer, and how small mindset shifts—especially around your evenings—can unlock what she calls “time abundance.” We also talk about the very real challenges of balancing work, family, and everything in between—and how to negotiate time more effectively, whether that’s with your partner, your boss, or even yourself.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 4 May 2026

May 1 is College Acceptance Day and as many families grapple with the soaring cost of college, Farnoosh shares thoughts on how to decide whether a college education is worth its price tag. Would you spend $100k a year? Plus: Establishing credit for the first time and how to allocate your investments in your 30s. And a crazy story about how one woman’s investments disappeared from her bank’s website. What happened?Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 1 May 2026

Qe don’t talk about sports a lot on this show. But today, we are—because this is really a story about money.Right now, women’s sports are having a moment. Investment is pouring in, media deals are growing, and athletes are finally starting to see bigger paychecks.But this isn’t just about what’s happening at the professional level. It’s also about what it takes to even get in the game. Youth sports are getting more expensive, access is shrinking, and yet the research shows that girls who play sports are more likely to become leaders, earn more, and build wealth over time. So there’s a bigger question here: What does this moment mean for women—and our financial future? Today, we’re digging into the economics of women’s sports, the controversy around athletes like Eileen Gu making bold financial moves, and why this could be one of the most important—and overlooked—wealth stories right now. My guest is Tess Waresmith, investing educator and former athlete, who’s connecting the dots between sports, opportunity, and financial power. You can follow Tess on her Substack - Wealth with Tess - here.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 29 April 2026

What does it really take to be mentally strong right now? Not in theory. Not in a self-help quote kind of way. But in the real, messy, everyday moments… when your job feels uncertain, your finances feel stretched, and your life doesn’t look the way you thought it would. My guest today, Amy Morin, has spent her career helping people answer exactly that question. She’s a psychotherapist, mental strength trainer, and host of the Mentally Stronger podcast. You probably know her from her global bestselling series 13 Things Mentally Strong People Don’t Do, which has sold more than a million copies and been translated into over 50 languages. Her TEDx talk on mental strength has been viewed more than 25 million times. And her newest book, The Mental Strength Playbook, is all about what to do in the moments when you need resilience most—at work, in your finances, and in your life. [Listen to Amy's first visit to So Money] And yes… she’s joining us from a sailboat in the Florida Keys. In this conversation, we start there—how she ended up living a life that most people would call unconventional—and what it actually takes, mentally, to make a leap like that. Because as Amy says, you don’t have to feel ready. You just have to be willing to act and trust you’ll figure it out as you go. From there, we get into the real work: Why so many of us feel burned out right now—and what’s actually driving thatHow to do a “life audit” that aligns your time and money with your valuesThe small, practical steps that can help you get unstuck, even when change feels impossibleAnd the mental tools you can use immediately—whether you’re facing anxiety at work, a financial setback, or just that constant background worry that won’t quit Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 27 April 2026

It’s Ask Farnoosh Friday, and today we’re tackling one of the most talked-about and misunderstood financial topics right now: “Trump accounts.” What are they, how do they work, and are they actually worth it? I break down the structure, the limitations, and where these accounts may fall short compared to more established options like 529 plans and custodial brokerage accounts. I also walk through a strategy that could make these accounts more powerful, especially if you’re thinking long-term about building wealth for your child.In addition, I share a simple, practical guide to putting together a basic estate plan. If you’ve been putting this off, this episode will help you focus on the most important steps you can take right away. We also cover several major money headlines, including the impact of AI on jobs, rising concerns about retirement readiness, and how Americans are adjusting their spending habits in response to higher costs.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 24 April 2026

In this episode, Farnoosh and Heather Boneparthe, author of Money Together, analyze Belle Burden's memoir 'Strangers,' exploring themes of marriage, wealth disparity, financial transparency, and the lessons women can learn from high-profile divorce stories. They discuss red flags, legal strategies, and the importance of financial agency in relationships. Resources'Strangers' by Belle Burden'Money Together' by Heather and Douglas BoneparthBell Burden's Podcast 'Financial Tea' with Haley SacksLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 22 April 2026

What does it really cost to chase ambition—and what happens when success starts to blur your sense of self? In this episode, I sit down with Caroline Palmer, former Vogue editor and author of the buzzworthy novel Workhorse. Drawing from her years inside the high-gloss world of fashion publishing, Caroline takes us beyond the clichés of The Devil Wears Prada to reveal a more complicated—and at times darker—story about ambition, identity, and the quiet trade-offs women make to get ahead. We talk about the mythology of glamorous careers versus the reality behind the scenes, the difference between “workhorses” and “show horses,” and why Caroline set out to write a female protagonist who doesn’t always make the right choices—and doesn’t apologize for it.Caroline also opens up about her own career pivot during the pandemic, the moment she walked away from a high-powered job, and how writing this book helped her rebuild confidence and redefine success in midlife. Plus, we get into:What it was really like working inside Vogue during a transformative eraThe financial realities of starting out in New York on a $25K salaryA negotiation story that led to a major salary leap—and what you can learn from itWhy saying “yes” early in your career can pay off long-termAnd the surprising creative discipline behind writing a novel at 4:15am Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 20 April 2026

Spring break in Los Angeles sounded like a dream…until the bills—and a four-hour flight delay—set in. In this solo episode, Farnoosh recaps her family’s trip (theme parks, travel hiccups, and a surprising airline perk that saved the day) and what it reveals about the rising cost of travel right now. Then, a look at where retirees are heading next. A new report finds more older Americans choosing cities like New York, Boston, and Seattle—not for the pace, but for the walkability, social connection, and even climate resilience. Is urban retirement the new dream? Plus, a warning (and opportunity) for families navigating college costs: Students are increasingly turning to social media for scholarships. Farnoosh breaks down how to find legitimate money—from trusted databases to local organizations. Also in this episode: a powerful read. Farnoosh shares her take on Strangers by Belle Burden—a memoir about a marriage unraveling, but more importantly, a cautionary tale about financial dependence. Despite coming into the relationship with wealth, Burden relinquished control of the finances—only to face devastating consequences when the marriage ended. It’s a story that raises urgent questions about autonomy, trust, and why every partner needs to stay financially informed and empowered. In the Ask Farnoosh mailbag:Should you invest in gold right now? (And why it’s more hedge than growth play)When to book summer airfare—and how to avoid overpayingSmart ways to rebuild your credit after debt without falling back into old habits Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 17 April 2026

Guest Liz Lidgett believes art should be for everyone—not just collectors with deep pockets or insiders who “get it.” She’s the founder of a thriving gallery that champions emerging artists—many of them women—and she’s built a business around making art feel joyful, accessible, and deeply personal. Now, she’s bringing that mission to her new book, Art for Everyone, a practical and empowering guide to finding your style, buying art with confidence, and creating a home that actually reflects you. In this conversation, Liz and I explore why so many of us feel intimidated by the art world, how that’s finally starting to change, and what it really takes—financially and emotionally—to start collecting. We talk about pricing, the myth of art as a guaranteed investment, the rise of artists as entrepreneurs, and even how AI is reshaping what we value in handmade work.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 15 April 2026

We’re diving into modern dating today—and not the glossy, swipe-right version—but the real, complicated, emotionally loaded landscape so many of you are navigating right now. What happens when you’re financially independent… maybe even out-earning your partner… and the old rules no longer apply? Why are some women opting out altogether, saying “I’m good on my own”… while others are leaning into this rising “tradwife” movement as a kind of antidote to burnout and girlboss culture? And in a world of endless options, dating apps, and shifting power dynamics—how do you actually find a relationship that lasts?My guest today is someone who has spent years studying exactly this. Amy Chan is the author of UNSINGLE: How to Date Smarter and Create Love that Lasts and the bestselling Breakup Bootcamp. Dubbed the "scientific Carrie Bradshaw" by The Observer, she has helped thousands of singles transform their love lives through her world-renowned Breakup Bootcamp and Dating Bootcamps.And in our conversation, we’re getting into everything—from the psychology of attraction and why dating feels so exhausting right now… to how money, ambition, and identity are reshaping relationships in real time… and what it really takes to build love that lasts.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 13 April 2026

This episode is brought to us by Louis Jadot, a thoughtful way to elevate date night without overspending. On this week’s Ask Farnoosh, we’re getting real about last-minute tax strategy, including why filing an extension might actually be one of the smartest financial moves you can make. (Hint: if you’re self-employed, it could buy you months of extra time to fund a SEP IRA and lower your tax bill.) We’ll also break down how to think about your tax refund: how to use it wisely, where to prioritize, and why it’s not a bonus… it’s a second chance.And then, we zoom out to something a lot of us are quietly feeling: it’s getting really expensive just to have a social life. Dating. Relationships. Even grabbing dinner with friends. New data from Louis Jadot reveals that 56% of Americans say rising costs are changing how often they go on dates, and more than 1 in 4 have stopped dating altogether to save money. Welcome to the era of loveflation. In this episode, we unpack what that means for your wallet and your relationships, how to stay connected without overspending, how to navigate who pays on a date, and how to align your financial values with your personal life.Plus, at the end: my honest take on who should pay on the first date, and how to handle it without making things awkward.  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 10 April 2026

It’s rare in personal finance that someone comes along and doesn’t just offer advice—but completely rewires how we think about money, work, and what it means to live a good life. My guest today did exactly that. Pete Adeney—better known as Mr. Money Mustache—helped ignite the FIRE movement long before it was trending on TikTok or debated on cable news. His message? Radical, at the time: Spend less, live intentionally, invest wisely—and you might just buy yourself the freedom to walk away from traditional work decades early.And here’s the thing—Pete didn’t just write about it. He lived it. Retiring in his early 30s, raising a family on his own terms, and building a cult-like following of readers who wanted to do the same. I’ve actually had a front-row seat to his journey. We first met more than a decade ago, filming in his backyard in Colorado, when his blog was just beginning to take off. Back then, his ideas felt… almost rebellious. Today? They’re part of the mainstream conversation.But Pete hasn’t stood still—and neither has life. In this episode, we catch up on everything: what early retirement really looks like after a decade, how his thinking on money, family, and even divorce has evolved… and why, despite having “enough,” he’s still rethinking what a rich life actually means.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 8 April 2026

This special bonus episode of So Money is brought to you by TurboTax Experts for Business. And today, we are tackling a topic that so many of you are thinking about right now… taxes.If you are freelancing, consulting, running a side hustle, or fully self-employed, this episode is for you.Because here is the truth. No one really prepares you for this part of entrepreneurship. One minute you are feeling proud of the income you are generating on your own, and the next you are wondering, wait… what does this mean for my taxes? Joining the show is CPA and TurboTax expert Lisa Greene-Lewis, who has more than 20 years of experience helping individuals and small business owners navigate the tax code. She has also been self-employed herself, so she gets it. The overwhelm, the confusion, and yes, the fear of doing something wrong or leaving money on the table. We unpack:The biggest mistakes solopreneurs make when filing taxes and how to avoid themWhat you actually need to know if you are earning income outside a traditional jobWhy quarterly estimated taxes matter and what happens if you skip themDeductions you might be missing, including home office, startup costs, and even your carHow to stay organized without making this a full-time jobWhat really triggers an audit and what does notWhether filing an extension is a smart move How TurboTax Can Support YouOne of the things I appreciate about TurboTax Experts for Business is that you have options.You can file your taxes working alongside an expert, or you can hand it off to a pro who can do it for you! - either way, you’re matched with an expert that knows your specific industry. That part is key. Whether you are a freelancer, consultant, or small business owner, you can get matched with someone who knows your world.They also offer year-round support, which means you do not have to wait until next April to ask your questions. And with new tools, including AI features, they can help you stay organized and even uncover deductions you might not realize you qualify for. Visit TurboTax.com/Business to learn more. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 7 April 2026

Tiffany Aliche—also known as The Budgetnista—has spent over 15 years helping millions of women take control of their money, rebuild after financial setbacks, and create lasting wealth. She’s the founder of the Live Richer Movement, a New York Times bestselling author, and one of the most trusted voices in personal finance—because she doesn’t just teach the theory… she’s lived the comeback. Her book, Get Good With Money, now out in paperback, is a roadmap to what she calls financial wholeness—mastering the ten essential areas of your financial life, from budgeting and saving to investing and estate planning. But in this conversation, we go deeper—and more current. We talk about:Why this economic moment feels different—even for high earnersWhat Tiffany learned from losing everything during the last recession—and how it shaped her approach today The five foundational pillars everyone needs to revisit right now: budgeting, saving, debt, credit, and income Why “the math isn’t mathing” for so many households—and what to do when cutting back isn’t enough Creative, real-world ways to boost income (from renting assets to leveraging skills you already have) And how to manage financial anxiety in a world that feels increasingly uncertain Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 6 April 2026

It’s spring break, and while I’m taking a little time offline with family, I didn’t want to leave you hanging. In this episode of Ask Farnoosh, we’re revisiting some listener questions from earlier this year—straight from the January mailbag—but don’t worry, these topics are just as timely and relevant today. We’re covering: How to navigate student loans—especially when family is involvedWhat to do with extra cash once you’ve paid off debtHow to approach investing when the market (and headlines) feel uncertain Special Announcement:Registration is now open for Book to Brand, my immersive, in-person event happening October 9 in New York City. Join top publishers, agents, and authors to learn how to build a platform that gets attention—and results. 👉 Early bird tickets are available now at booktobrand.coLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 3 April 2026

Guest Sahirenys Pierce is a financial educator, speaker, and the creator of The High Five Banking Method—a simple but powerful framework that helps people organize their money with purpose, reduce financial stress, and actually follow through on their goals. In this episode, we talk about: How financial trauma shapes our decisions (often without us realizing it)Why traditional budgeting fails so many peopleThe five-account system that can simplify your entire financial lifeAnd how to create stability—even when the economy feels anything but stable We also get into her personal story—from losing her childhood home… to becoming the financial voice she wished her family had back then. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 1 April 2026

What if the biggest threat to your career… isn’t losing your job—but becoming irrelevant before you even get one? Right now, we’re watching something seismic unfold in the workforce. College grads are struggling to land entry-level roles. Companies are hiring more cautiously—or not at all. And quietly, in the background, AI is beginning to reshape not just which jobs exist… but whether entire career paths survive. In fact, a recent survey of 5,000 unemployed Americans found that only 15% would choose a four-year college again knowing what they know now. That’s not just a statistic. That’s a warning. Today, we’re bringing on someone who is not just observing this shift—but actively building solutions inside it. Chieh Huang, serial entrepreneur and co-founder of Pelgo, is working at the front lines of what he calls the “intersection” of AI and the job market—helping workers reskill, reposition, and stay in the game. In this conversation, we unpack: Why entry-level jobs are quietly disappearingThe surprising roles AI is actually creatingWhat employers are really thinking right now about hiringWhy your ability to learn quickly may matter more than your degreeAnd how to use AI—not avoid it—to stay competitive Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 30 March 2026

In this Ask Farnoosh Friday, we’re tackling one of the biggest questions right now: how do you stay financially steady when everything feels uncertain? Joining me is returning guest and trusted voice in personal finance, Georgia Lee Hussey, CFP and founder of Modernist Financial. [Grab her free financial toolkit] Together, we unpack the emotional and practical realities of this moment—from market volatility and recession fears to tax season surprises and the rapidly evolving role of AI in our careers. We start with the money anxiety so many of you are feeling right now. What’s really driving the fear around the markets? And how do you respond without sabotaging your long-term plan? Georgia shares how she coaches clients through uncertainty—and why downturns may actually be opportunities, especially if you’re still in your earning years. Then, we dig into tax refunds. If yours is bigger this year, Georgia explains why it may not be the “win” it seems—and how to think more intentionally about what to do with that money. We also explore the future of work in an AI-driven world—including why skills rooted in the humanities, creativity, and critical thinking may become even more valuable, not less. And finally, we zoom out to what matters most: how to stay grounded, make thoughtful decisions, and build financial resilience in a world that can feel anything but stable.In this episode, we discuss: How to manage market anxiety and avoid emotional investingWhy downturns can benefit long-term investorsWhat your tax refund is really telling youThe hidden costs behind recent tax policy changesHow AI is reshaping jobs—and where new opportunities lieWhy creativity, writing, and empathy are becoming power skillsSmart ways to prepare financially for uncertaintyLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 27 March 2026

Brooke Taylor is a former Google executive turned researcher and coach who has spent years studying a phenomenon called the success wound —interviewing more than 5,000 women to understand why so many accomplished, capable people still feel like it’s never enough. Her new book, Healing the Success Wound: Align Your Ambition, Find Lasting Career Fulfillment, and End the Cycle of Never Enough, puts language—and solutions—to something I think so many of us have felt but couldn’t quite articulate. In our conversation, we unpack What the “success wound” really is…Why achievement can become a stand-in for self-worth…The five archetypes of high achievers who struggle with fulfillment…And how all of this shows up not just in our careers, but in our finances, our relationships, and even how we parent. We also talk about Brooke’s own turning point—what she calls her “spiritual awakening breakdown”—and how it led her to rethink everything she thought she knew about work, ambition, and identity.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 25 March 2026

What would you do if caring for a parent meant putting your own financial future—and your kids’—on hold? That’s not a hypothetical. It’s the reality facing millions of Americans right now, including Senator Andy Kim—a father of two, a son navigating his own father’s Alzheimer’s diagnosis, and now, one of the leading voices in Washington pushing for change. Today’s episode is a deeply personal and urgent conversation about the true cost of caregiving in America—financially, emotionally, and systemically. This interview is also a special crossover with The Montclair Pod, my local news podcast, where I co-host alongside Michael Schreiber—who you’ll hear in this conversation as well. Together, we sat down with Senator Kim to talk not just about policy, but about what happens when aging, illness, and money collide inside your own family. Before serving in the Senate, Andy Kim worked in national security and diplomacy, and today he represents nearly 10 million New Jersey residents. But in this conversation, what stands out most isn’t his title—it’s his story. He opens up about his father’s battle with Alzheimer’s, the impossible trade-offs of being in the sandwich generation, and how quickly a family’s financial plan can unravel in the face of long-term care costs. We talk about why so many families are blindsided, what Medicare does—and doesn’t—cover, why long-term care insurance is falling short, and what changes may be coming.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 23 March 2026

Register for Farnoosh's free webinar on How to Get a Book Deal. In this episode, Farnoosh opens with a candid reflection on media narratives around Iranian identity and addresses a recent editing glitch from a prior interview. From there, the conversation turns to a growing concern on many economists’ minds: Are we heading toward a recession in 2026? With oil prices climbing past $100 per barrel and historical data linking energy shocks to economic downturns, Farnoosh breaks down what this could mean for your money—and how to prepare with what she calls a mindset of “healthy panic.” The episode also dives deep into the rising costs of long-term care, why traditional insurance options are becoming less accessible, and what newer hybrid solutions could offer families trying to plan ahead. Plus, a powerful excerpt from Senator Andy Kim, who shares his personal connection to elder care through his father’s Alzheimer’s diagnosis. Finally, Farnoosh answers listener questions about: Supporting aging parents while still saving for your own futureNavigating financial misalignment in relationships when one partner is giving more to familyLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 20 March 2026

What would you do if your life completely spun off course…before you even had a chance to understand who you were? My guest today, Nikki Mammano, says she didn’t set out to become a drug dealer in Hawaii—she was a teenager running from trauma, searching for a fresh start, and instead found herself pulled into a dangerous underground economy that nearly cost her everything. In her new memoir Breaking Good, Nikki shares the raw, unfiltered story of addiction, survival, incarceration—and ultimately, rebuilding her life from nothing. We talk about how she rose through the ranks of a drug operation, why she chose loyalty over leniency when she was caught, and the moment that changed everything: discovering she was pregnant and deciding to start over. This is a conversation about second chances, financial survival, and what it really takes to rebuild—not just your bank account, but your sense of self.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 18 March 2026

or as long as I’ve known him — which is now more than fifteen years — he’s had the same signature look: a sharp mohawk and an even sharper perspective on money. Today on So Money, we welcome back one of the original voices of the personal finance internet: J. Money, the longtime blogger behind Budgets Are Sexy and the founder of Budgets Are Sexy, a platform that helped shape the early personal finance blogging community. When this podcast first launched more than a decade ago, J. Money was one of my earliest guests — back when sharing your net worth online was considered radical and the idea of building a career from a blog about money was still pretty new. In this conversation, we catch up on what’s changed — and what hasn’t. The mohawk is still there, thankfully. But J.’s life looks very different these days. He’s stepped away from blogging full-time, sold his site to The Motley Fool and later bought it back, and now spends much of his time running something called a “Free Closet,” giving away thousands of clothing items every week to people in need in his community. We talk about the early days of the money-blogging world — when transparency about debt, savings, and net worth helped motivate an entire generation to take control of their finances. We also talk about what happens when you actually reach financial independence. Does money stop mattering? What motivates you next?J. shares why the blogging magic eventually faded for him, how social media changed the tone of personal finance conversations, the surprising lessons he’s learned from working closely with unhoused communities, and why he believes the real power of money is simply the freedom not to think about it anymore.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 16 March 2026

This week on Ask Farnoosh, Farnoosh kicks things off with a behind-the-scenes look at a whirlwind week in journalism and media. She shares highlights from her recent interview with Senator Cory Booker about his bold new “Keep Your Pay Act” proposal, which would eliminate federal income tax on the first $75,000 of income, and discusses what that could mean for working Americans. She also reflects on being featured in Kiplinger’s latest issue on the best financial advice experts have ever received, sharing a career lesson that shaped her own path: learning to earn money not just from what you do, but from what you know. Plus, Farnoosh announces her upcoming free webinar on March 26 about how to land a big book deal (register using the link). Then, a quick breakdown of the latest money headlines that matter for your wallet: mortgage rates climbing back above 6% and what that means for today’s “frozen” housing market, the widening K-shaped economy separating households that are thriving from those struggling with rising costs, and early signs that the once-hot job market may be cooling—along with why now is a good time for a financial check-up. In the mailbag, Farnoosh tackles listener questions including: • Should high earners prioritize Roth 401(k) contributions or diversify across other retirement strategies? • What to watch out for when a financial advisor pushes variable universal life insurance instead of traditional investing. • Creative ways families are making childcare and daycare costs more manageable. • How a teenager’s part-time income and assets can affect FAFSA eligibility and college financial aid.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 13 March 2026

U.S. Senator Cory Booker of New Jersey joins us for a wide-ranging conversation recorded in one sitting for both podcasts - The Montclair Pod and So Money.Senator Booker first rose to national prominence as the mayor of Newark, where he built a reputation for hands-on leadership and bold policy ideas. He has now served more than a decade in the U.S. Senate, becoming one of the most prominent voices in the Democratic Party. He’s also entering a new chapter personally: Booker recently married and is expecting his first child—something that clearly shapes how he thinks about issues like childcare, family economics, and investing in America’s future. Our conversation comes as Senator Booker unveils a new proposal called the Keep Your Pay Act—a plan that would eliminate federal income taxes on the first $75,000 of income, a move he says could dramatically increase take-home pay for many middle-class families. In this conversation, we discuss: • The Keep Your Pay Act and how it could affect American households• Why Senator Booker believes the tax system is “rigged” against working families• The rising cost of childcare and early education in America• Immigration reform and the climate of fear many immigrant families feel today• The growing power of big media companies and why independent creators matter• The economic implications of the war in Iran, including rising energy costs• Whether Booker sees a presidential run in his future Calculate how much Booker's proposed tax act could save your household.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 11 March 2026

If you’ve ever looked at the FIRE movement — Financial Independence, Retire Early — and thought, that sounds great… but what about kids? — today’s episode is for you.For years, the assumption has been that FIRE works best for people without children: dual-income professionals willing to live extremely frugally in pursuit of early retirement. But what happens when you want both financial independence and a family? My guest today, Kristy Shen and Bryce Leung are some of the pioneers of the modern FIRE movement. The couple retired in their early 30s with over a million dollars invested and inspired thousands of people to rethink the traditional path of working for decades before enjoying life. But even after achieving financial independence, Kristy found herself confronting a new financial question: Could they afford to have a child? In their new book, Parent Like a Millionaire, Kristy and Bryce explore what it really takes to raise a family while maintaining financial freedom. From resisting the pressure to overspend on baby gear, to rethinking housing, childcare, and education, their approach challenges many of the assumptions we’ve been taught about the cost of raising kids. In this conversation, Kristy and Bryce share practical strategies for making your money work harder as a parent — and how thoughtful financial planning can reduce stress and create more freedom for families. We also explore the deeper emotional layer behind financial independence. Kristy grew up in poverty, and her pursuit of FIRE was driven not just by the desire to retire early, but by the need for security and stability. What happens when someone who has worked so hard to escape financial instability decides to raise a child? Can financial independence help break cycles of generational money trauma?Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 9 March 2026

On this week’s Ask Farnoosh, Farnoosh answers listener questions about navigating complicated financial decisions — from inheriting retirement accounts to protecting yourself from tax fraud. First, Farnoosh shares personal reflections on the unfolding war in Iran and how global conflict can ripple into markets, oil prices, and the broader economy. Then she dives into listener questions, including: • What happens when you inherit a 401(k) — and whether you must take distributions • How to prioritize emergency savings vs. retirement investing when your budget can't do both • What to do if your tax return is rejected due to potential identity theft • Is it possible to invest too much when you're feeling cash-strapped? Plus: • Why more Americans are taking hardship withdrawals from retirement accounts • Why Farnoosh is skeptical about MrBeast entering the banking world • And a surprising pop culture reflection on Carolyn Bessette KennedyLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 6 March 2026

Many parents believe college now costs $100,000 a year. But the truth is far more complicated. Today on So Money, I’m joined by Ron Lieber, longtime New York Times “Your Money” columnist and author of the bestselling book The Price You Pay for College. Ron has spent years investigating how college pricing really works—and why the “sticker price” is often not the price families actually pay. In our conversation, Ron explains why the most important question isn’t how to save for college or even how to pay for college.It’s this: What should you actually pay? In this episode, we discuss: • Why the $100,000 college headline can be misleading• How merit aid scholarships really work• Why colleges quietly compete for students with discounts• How families can ask for more aid (without turning the process into a battle)• The surprising story behind the merit-aid “arms race” in higher education Learn more about Ron's course and get his free checklist: Understanding Merit AidLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 4 March 2026

For many women, the word “millionaire” can still feel uncomfortable. Not just financially, but culturally. Many of us weren’t raised to imagine ourselves as wealthy, powerful, or building seven-figure net worths. My guest today wants to change that. Bola Sokunbi is the founder and CEO of Clever Girl Finance, one of the largest financial education platforms for women in the U.S. She’s a Certified Financial Education Instructor, a six-time bestselling author, and her newest book is Clever Girl Millionaire. What I appreciate about Bola’s approach is that she doesn’t frame wealth as a quick win or a social-media highlight reel. Instead, she focuses on the real path to building wealth: intentional decisions, consistency, and the courage to think bigger about what’s possible. Bola’s own story is deeply personal. She grew up in a Nigerian immigrant household where resilience and sacrifice were part of everyday life. Her mother left a successful career as an investment banker in Nigeria and came to the U.S. to start over as a nanny so her children could pursue opportunities here.That experience shaped how Bola thinks about money, opportunity, and something we explore deeply in this conversation: legacy.Because wealth isn’t just about reaching a number in your bank account. It’s about asking bigger questions: What do you want your money to represent? Who do you want it to help? What changes because you existed? In this episode, Bola and I discuss: • Why the word “millionaire” still intimidates many women • How to build wealth even if you’re starting from debt or living paycheck to paycheck • The mindset shifts required during uncertain economic times • Navigating family obligations and financial pressure, especially in immigrant households • And why legacy isn’t just about money — it’s about impact. Bola's Website: https://clevergirlfinance.comBola' New book: https://www.clevergirlfinance.com/clever-girl-millionaire/Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 2 March 2026

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 27 February 2026

As promised, I’m re-airing one of the most requested interviews from the archives: my conversation with Nate Berkus, originally recorded in 2015—ten years ago. A lot has changed for Nate since then, but when I listened back, I was struck by how timeless this episode is—especially right now. My mother-in-law and I are huge fans, and for my birthday she gave me Nate’s latest book, Foundations: Timeless Design That Feels Personal. And that’s exactly the theme you’ll hear in today’s conversation: your home should tell your story—and your money should support a life that feels authentic. We talk about money fear versus abundance, building a business, learning when to ask for help, and Nate’s surprisingly great financial habits—including his rule about keeping your wallet organized as a form of respecting money.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 25 February 2026

Today’s guest is someone who has been shaping the personal finance conversation for nearly two decades — long before money podcasts were mainstream, long before “side hustle” was a buzzword, and long before financial literacy for women was framed around building wealth instead of just clipping coupons. Laura Adams is the host of the wildly successful Money Girl podcast, a show that has been downloaded more than 43 million times and ranks among the top 0.1% most popular podcasts globally. In just about 20 minutes each week, Laura does something that’s incredibly difficult: she makes complex personal finance and small business topics feel approachable, actionable, and even fun. You’ve seen her everywhere — ABC World News, CBS, NBC, Bloomberg, NPR — and today she’s here with us on So Money. In this conversation, we dig into how financial advice for women has evolved over the years — from focusing on saving pennies to thinking about legacy, ownership, and long-term wealth. We talk about solopreneurship and side hustles — what it really takes to build a one-person business that doesn’t just generate income, but supports your life. And with interest rates expected to gradually decline into 2026, Laura breaks down what that could mean for refinancing, home buying, and smart positioning right now. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 23 February 2026

Farnoosh reflects on her appearance on the TODAY Show, where she shared practical strategies to maximize your finances during tax season — from last-minute IRA contributions and new tax deductions to choosing the smartest way to file and setting yourself up for next year. She also discusses the latest money headlines, including the Supreme Court’s decision on sweeping tariffs and what it could mean for small businesses and markets. Then, it’s time for your questions. Farnoosh breaks down: • How much you really need in emergency savings in today’s job market • What to do after contributing to your 401(k) — should you open a Roth IRA? • How income limits affect Roth contributions and what a Backdoor Roth really means • Ways to set your children up for financial success beyond just a 529 plan Plus, Farnoosh shares details about her Build a Profitable Podcast mentorship program, kicking off soon with only a few spots remaining. Apply here.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 20 February 2026

Today’s episode is for the woman who’s doing well on paper…earning more, climbing higher, checking the boxes of financial success— and yet still wondering if she’s making the smartest moves with her money. Because here’s the truth: more income doesn’t automatically mean more clarity, more confidence, or even more security. In fact, high-earning women often face a unique set of financial blind spots—from over-relying on tax strategies to holding too much company stock, to quietly navigating complicated power dynamics at home and at work. And those mistakes can be costly if we don’t name them. To help us unpack all of this, I’m joined by someone whose passion for empowering women financially is unmistakable the moment you hear her speak—financial advisor Maggie Johndrow who is a partner at Johndrow Wealth. In this conversation, we talk about the quiet financial mistakes high-earning women make, how taxes can mislead our biggest decisions, what to know about RSUs and stock options before they surprise you with a bill, and the emotional—and practical—realities of being the breadwinner at home.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 18 February 2026

Our guest today is truly one of the original voices in personal finance and someone whose work has shaped how millions of Americans think about debt, credit, and financial freedom. Lynnette Khalfani-Cox joins to share insights from her powerful new book, Bounce Back: The Ultimate Guide to Financial Resilience. We talk about why despite decades of financial education, so many Americans are still drowning in debt, how systemic barriers and policy decisions shape our financial outcomes, and what it really takes to recover after life's biggest setbacks from divorce and job loss to disasters and dollar deficits. Lynnette also shares her own deeply personal story of climbing out of six figures of credit card debt, the mindset shifts that made lasting freedom possible, and why you don't have to wait until you're debt free to start saving, investing and rebuilding your life. Lynnette is a New York Times bestselling author, a nationally recognized personal finance expert, and one of the most influential educators in the financial literacy movement. She's known to millions as the money coach, and she's appeared regularly on major national media outlets. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 16 February 2026

In this Friday the 13th edition of So Money, Farnoosh reflects on turning 46 and shares the financial truths that have shaped her life—from why money really buys options, to the systemic realities behind debt and financial setbacks. She also unpacks the latest housing and stock-market headlines and answers listener questions on negotiating credit cards, navigating finances with a partner, and transitioning to separate accounts in marriage.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 13 February 2026

In the spirit of Valentine’s Day, we’re talking about how to build a stronger financial partnership - from financial date nights and shared accounts to the subtle social norms that still influence modern couples. Today’s guest is Dr. Emily Garbinsky, professor at Cornell’s Johnson School of Business, whose work explores how couples make financial decisions, how pooling money affects relationship satisfaction, and what really happens when one partner earns more than the other. Learn more about Dr. Garbinsky's research here. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Transcribed - Published: 11 February 2026