1937: The January Financial Wrap: Lessons to Carry Us Into the Year

So Money with Farnoosh Torabi

Farnoosh Torabi

Business, Entrepreneurship

4.7 • 2K Ratings

🗓️ 28 January 2026

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

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Summary

January always asks big questions of our money—and this one felt especially heavy. In this solo episode, Farnoosh takes a step back to reflect on what the first month of the year has revealed about our finances, our fears, and our priorities. From midlife money check-ins to the idea of “financial coasting,” this conversation is about being honest about where you are—not where you think you should be—and redefining progress as stability, maintenance, and intention.

Farnoosh revisits standout moments from January’s most impactful conversations, including a full-circle interview with David Bach, whose Automatic Millionaire helped shape her own financial life, and a candid discussion with Jesse Mecham of You Need a Budget on why being “good at money” has far less to do with income and far more to do with clarity and calm. She also breaks down her recent conversation with college-planning expert Patricia Roberts on the true cost of college, the ROI question families are wrestling with, and how student debt can quietly shape a lifetime.

The episode closes with a reflection on the emotional weight of the month and a call for accountability, drawing on recent remarks from Andrew Ross Sorkin about systems, responsibility, and leadership.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Transcript

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0:00.0	So Money episode 1937, the January financial wrap lessons to carry us into the year.
0:08.3	You're listening to So Money with award-winning money guru Farnush Karabi.
0:13.1	Each day, get a 30-minute dose of financial inspiration from the world's top business minds,
0:18.4	authors, influencers, and from Farnoos yourself.
0:22.5	Looking for ways to save on gas or double your double coupons? Sorry, you're in the wrong place.
0:28.4	Seeking profound ways to live a richer, happier life. Welcome to So Money.
0:34.7	Welcome back to So Money, everybody. I'm your host, Farnush Tarabi. Before we get into the show today, I want to quickly share something I'm really excited about. So I just wrapped a live investing workshop for my So Money members. It ran two hours. It was supposed to be an hour, two hours. It was so long, my computer actually crashed in the middle of it.
0:55.1	It was like, what are you doing? Crazy woman. Luckily, the crash was only nine seconds and I was
1:01.2	able to get back into the Zoom and everybody was still there. And some people didn't even notice.
1:05.8	They were like, hello, what's going on? I can't see the slides anymore. And I made it back.
1:10.2	And it was a marathon,
1:11.4	but we had so much to uncover. We were talking about what to do with our money in 2026,
1:16.9	where to put our money, how to make it grow, what to do if we're scared, how I have managed
1:22.2	my money over the last 25 years, the time I rebalanced my portfolio, why I did it, and we answered people's questions.
1:32.0	It was a lot. And I thought I was just taking up so much of their time, but thankfully, that I was
1:39.1	doing it. January, it's been a lot, right? And we're going to get into some of the things that
1:43.4	January taught us so far. It's January 28th, 28 days in. And my so many members club, it's a very,
1:53.4	we're a small group and I like to keep it tight. I don't have thousands of people in this group.
1:57.7	It's not even hundreds of people. It's a very intimate group,
2:01.7	toe to toe with you in your financial life. I'm in there every day as much as you need me,
2:06.7	answering your questions. I host live workshops every month. Not every time it's two hours,
2:12.0	but when it's important, I take my time. I do office hours. If you're looking for accountability
	...

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