Let's do another Retirement Planner Hot Topics Edition where this week I'm joined by my friend Jason Cotidia from Toba Financial in this the 191st episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social

security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

And now here's your host, Andy Panko.

Hello, everyone. Welcome back. Thank you as always for listening.

So today is one of my Hot Top topics additions where I have on another fellow

retirement planner friend, colleague, acquaintance of mine. And we talk about a handful of things,

topics in retirement planning that are either current events and therefore kind of hot topics

or just things that are pretty routinely on the minds of people in or near retirement,

questions, concerns, planning opportunities, other sorts of stuff like that.

So this week, I'm joined by my friend Jason Quotita from Toba Financial.

He lives and is based in Hawaii.

Operates a virtual firm, a really sharp guy.

We've been friends for a few years.

He has a great podcast himself called the Hawaii Retirement Show,

that he was gracious enough to invite me to be on a few times before.

And he's also from New Jersey, as you hear us say.

So he's been in Hawaii for a while, but he's originally from New Jersey so I I'm cool with that because I'm in New Jersey as you

know before we get into it let's see what kind of jokes do I have here

here's one two windmills are standing alone in a wind farm one asks what's your

favorite kind of music the other says I'm a big metal fan

literally and I'll give you one more for the fun of it uh how about this one do where to go oh I went

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