#192 – "Real" person chat with Kevin Sebesta from the Rock Retirement Club, discussing FIRE...Financial Independence, Retire Early

Retirement Planning Education, with Andy Panko

Andy Panko

Education, 401k, Annuities, Roth Ira, Pension, Financial Planning, Taxes, Tax Planning, Social Security, Investing, Ira, Roth Conversion, Retirement Planning

4.9 • 1.1K Ratings

🗓️ 19 February 2026

⏱️ 78 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Andy chats with a real person (not an advisor) doing their own retirement planning. This week Andy is joined by Kevin Sebesta from the Rock Retirement Club Kevin retired at 43 as part of the FIRE (Financial Independence, Retire Early) concept. He shares his planning and retirement journey, and discusses more about FIRE including the FIRE community and thoughts everyone (not just FIRE folks) should consider when planning for retirement. Links in this episode: Kevin's blog - ww...

Transcript

Click on a timestamp to play from that location

0:00.0	It's time for another real person chat, where this week I'm joined by my friend Kevin Sebesta,
0:04.1	where we talk all about the fire movement, financial independence retire early.
0:07.9	Kevin will talk about his own personal fire journey and fire in general.
0:10.7	And this the 192nd episode, the Retirement Planning Education Podcast.
0:18.5	Welcome to the Retirement Planning Education podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.
0:33.2	And now here's your host, Andy Panko.
0:35.8	Hello, everyone. Welcome back. Thank you, as always for listening.
0:39.3	Today is another real person episode where I'm joined by my friend Kevin Sebesta.
0:44.3	So as you'll hear in the show, as we get going, Kevin and I know each other from the Rock Retirement Club.
0:50.3	You've heard me talk about that before.
0:51.3	It is a membership group for people, for consumers, regular people who want to be part of a community to discuss and learn about retirement and retirement planning through in-person and virtual meetups, through structured content and videos and access to software and guided sessions and
1:11.0	discussions and help from Kevin and I amongst other quote unquote coaches in
1:15.0	the club. So anyway, so I first met him there, 2021 I want to say a really good guy.
1:21.1	I've got to know him fairly well since. And I'm super happy that he was willing
1:25.0	and able to come on and share his story and thoughts about the fire movement, F-I-R-E, which stands for financial independence, retire early.
1:35.2	So Kevin tapped out of the working world at 43 voluntarily.
1:40.8	And so you'll hear him talk about that and his planning for it and what he's been doing since and his thoughts on it and just the great sense of community in and around the fire community and people planning for and living the fire thing.
1:53.7	So really insightful. I picked up a lot from this. I'm not personally too familiar or involved with the fire concept or movement, but I'm thankful
2:01.9	folks like Kevin are and are willing to come on and share about it.
2:06.6	Um, already, I used to be indecisive, but now I'm not so sure.
2:12.6	Yeah.
2:13.6	And need an arc?
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Andy Panko, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Andy Panko and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.