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Retirement Planning Education, with Andy Panko

#174 – Retirement planning chat with a "real" person, Jackie Cummings Koski

Retirement Planning Education, with Andy Panko

Andy Panko

Education, 401k, Annuities, Roth Ira, Pension, Financial Planning, Taxes, Tax Planning, Social Security, Investing, Ira, Roth Conversion, Retirement Planning

4.91.1K Ratings

🗓️ 16 October 2025

⏱️ 118 minutes

🧾️ Download transcript

Summary

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jackie Cummings Koski. But Jackie isn't just the typical "real" person doing her own retirement planning. She went the F.I.R.E. (Financial Independence Retire Early) route and left her corporate job in her late-40s. She's since expanded on the financial knowledge she gained during her F.I.R.E. journey to get a masters degree in financial planning and coaching, obtain the CFP® ...

Transcript

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0:00.0

Let's have another real person chat where today I'm joined by Jackie Cummings-Coski, the co-host of the Catching Up to FI podcast on this, the 174th episode of the Retirement Planning Education Podcast.

0:14.0

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social

0:22.9

security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

0:28.9

And now here's your host, Andy Panko.

0:31.5

Hi, everyone. Welcome back. Thank you as well as for listening. So today is another real person

0:35.8

episode, but it is not the standard real person episode.

0:40.1

Today's guest, Jackie Cummings-Coskey, as you'll hear in our chat, left the corporate world in a non-financial role.

0:47.4

She wasn't an advisor, still isn't an advisor, but has since become super knowledgeable in personal finance and has also become a fixture, a presence

0:57.5

in the financial education community. She's the co-host of the catching up to FI, which

1:04.0

hands for financial independence as you'll hear, catching up to FI podcast. She wrote the book,

1:08.1

literally wrote the book, Fire for Dummies, where fire is financial

1:10.9

independence retire early, which you'll hear us talk much more about in the episode.

1:14.2

And I learned a lot from it, too.

1:15.8

She wrote another book before that.

1:18.1

So she is, she took the knowledge she learned on her journey of educating herself and personal

1:22.7

finances, really turned it into something fantastic.

1:25.4

She's helping educate millions of people through the

1:29.8

book, to the podcast, through other social media outlets. So fantastic guests, amazing story. I'm super

1:36.4

glad she's here, you know, was willing to come on and talk and share her background. I've known

1:41.9

her in the virtual world only in Facebook for about five

1:44.7

years. We've crossed past just from posts and stuff. And I think she's been a consumer of a lot of

1:50.0

the things I've put out to the world. So it's great to finally meet her firsthand. So I won't give much

...

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