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Retirement Planning Education, with Andy Panko

#175 - Q&A edition...The CAPE ratio and US stock market valuation, good enough vs optimization in retirement planning, tax on foreign stock dividends and MORE!

Retirement Planning Education, with Andy Panko

Andy Panko

Education, 401k, Annuities, Roth Ira, Pension, Financial Planning, Taxes, Tax Planning, Social Security, Investing, Ira, Roth Conversion, Retirement Planning

4.91.1K Ratings

🗓️ 23 October 2025

⏱️ 62 minutes

🧾️ Download transcript

Summary

Listener Q&A where Andy talks about: The CAPE (Cyclically Adjusted Price to Earnings) Ratio as a measure of whether the US stock market is overvalued or undervalued, and drawbacks with the CAPE Ratio ( 4:32 )The meaning of Benjamin Graham's quote "In the short run, the stock market is a voting machine, but in the long run it's a weighing machine" ( 17:07 )Helping clients overcome their frugality habits to enjoy more of their deferred spending from their nest eggs ( 19:18 )Understand...

Transcript

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0:00.0

Let's have another Q&A episode where this time I'll talk about the CAPE ratio and current

0:04.1

U.S. stock valuations, good enough versus optimization in your financial planning, tax on foreign

0:09.4

stock dividends, and much more in this, the 175th episode, the Retirement Planning Education

0:13.9

Podcast.

0:18.6

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more. And now here's your host, Andy Panko.

0:36.9

Howdy, everyone. Welcome back.

0:38.7

Thank you as well as for listening.

0:40.1

Today is another Q&A or question and answers show.

0:43.6

So I do have a handful of questions that were sent in.

0:46.9

Thank you to everyone who did.

0:48.1

As always, if you have a question, you would like me to address on a future show,

0:52.6

you can email it to Andy at

0:54.2

Andypanco.com. You can also find that address in the notes to the show there. So thank you

1:01.3

again. As far as the update for the reviews, the Apple iTunes reviews, I don't yet know

1:06.8

how effective or how many of you, how effective my request was, or how many of you have since

1:11.1

left review, because as of the day I'm recording this, it is only a handful of hours after the

1:17.6

episode came out two weeks ago where I first shamelessly begged you all for additional Apple iTunes

1:25.4

reviews. So I do not yet have an update, even though by the time you hear this, it's two weeks after I first did that shameless plug,

1:32.4

shameless request. But hopefully you all have since, did Andy a solid, did me a solid, and took a

1:39.6

moment to write a review on Apple iTunes. So thank you for those who did. Of all my body parts,

1:46.2

my fingers are the most reliable. I can always count on them. You get it? You know what I'm

1:51.4

saying? And my big, goofy smile moment, isn't that big, isn't that goofy, but it was something

...

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