It's time to have another real person chat where today I'll be talking with Jan on this,

the 161st episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about

IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio withdrawal

strategies, annuities, estate planning, and much more. And now here's your host, Andy Panko.

Hello, everyone. Welcome back. Thank you as always for listening. Today is another real person chat

where I sit down and talk with Jan and we walk through her process of work and

transition into retirement and what she's doing now and how some health issues in her family

and caregiving needs basically sort of accelerated the process of leaving the workforce and

going into retirement and in what that all looks like now. So very

informative, interesting chat. I'm glad Jan was willing to come on and share her story. I'm sure

you'll all get a lot out of it as well. My dad joke, before we get into it, is I only know

25 letters in the alphabet. I don't know why. Right, right? So my big goofy smile

ties into this. This joke, I was told yesterday from a new client where we had our initial

meeting via Zoom and they opened up by telling that joke. And it was great. It's one of the

better dad jokes I've heard and it works on like people of all ages, which is good. Some of these

will be over the head of children. You know, this one works for everyone and it's actually

quite brilliant. And so my big goofy smile was like, wow, you know, it's pretty cool that clients

know us enough, you know, know our personalities enough and are comfortable

in a meeting as serious and involved as talking about financial projections and plans

and, you know, lifetime spending and whatever, that they're okay with opening up with

the dad joke. It's like, okay, people get it. People get our culture and we take what we do very seriously. Obviously, it's a huge amount of trust that people put in us. We don't take that for granted, not even one bit, but we also don't take ourselves too seriously. That's part of the whole dad joke thing. Like, we know what we know. We do it well. We're really good at this, but we're also real people and don't want to take our tells too seriously and still try to have fun in work, in life and in working with clients.

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