Let's have a Q&A show where I'll talk more about bonds, taking distributions from a 401k plan,

when tax rates might finally go up, how to create investment policy statement, and much more

in this the 162nd episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

And now here's your host, Andy Panko.

Hello, everyone. Welcome back. Thank you, as always, for listening.

Today is another question and answer episode. Thank you all, as always, for everyone who sent

questions in. Today, I am, all the questions I'll be addressing are things people emailed to me

at Andy at Andy at Andy Panko.com as opposed to things I randomly pulled from the

Facebook group. So thank you for sending these in. I have been batching some of these up. Some I

planned I'm making their own episode, then realize, you know what, it's probably actually better.

Or let me just cover it here. And I'll explain why when I get to it.

And thank you. Someone sent me in a really good joke just today or the other day and I said I would read it because I like it. So I will. And it goes a little something like this. Why do Swedish ships have barcodes on them so that when they return to port, they can scan Danavian. Scan Danavi in, right?

I like that. That's a good one. Thank you. Thank you for sending that. You know who you are.

And my big, goofy smile moment of the week is I got some more Legos, guys. Actually, technically, it's Lego. I don't think it's proper to put an S.

You don't pluralize Lego.

But it was Amazon Prime Days or Prime Deal Days or whatever last week, which is dangerous because there were some decent discounts on some Lego sets.

I did get two sets.

One was actually pretty well discounted. It was a Statue of Liberty the things like, I don't know, maybe 18 inches high, 15 inches high. 1600 pieces really detailed,

super impressive. It was $75, which so saying it out loud is a lot of money for a toy. I'm going to

put together once for a few hours to be done with it. It's going to sit shelf and collect dust but normally it was over a hundred dollars so this was like as far as sales on lego go it was pretty big normally stuff is you know when lego gets old and they're they're about to retire it and trying to clear out old inventory from from retailers normally discounts like 10% or something goofy like this was this was pretty big uh other one was, I got two sets. The other one, and by the way, I already put together Statue of Liberty. It was roughly three hours all set and done, which way I'd justify it to myself. It's like, it was $75. Three hours. I had a good time doing it. Granted, it's done. It goes on a shelf. Like, I don't use it again. But it was a fun three hours. It's a good sort of like mental

decompression. Like some people just kind of do mindless stuff to help distract themselves or

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