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Money For Couples

134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.63.1K Ratings

🗓️ 12 December 2023

⏱️ 63 minutes

🧾️ Download transcript

Summary

Part 2 with Becki and Dustin drops us right back into a contentious conversation about Dustin’s 6-wheeled truck, but his and Becki’s misalignment runs a lot deeper than that. Once their numbers are revealed, painful truths come to the light—and life altering changes are put on the table. This episode is brought to you by: Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite. Links mentioned in this episode "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1) Connect with Ramit Get the Podcast Newsletter and exclusive Q&A about the show Get Money Coaching with Ramit Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

Click on a timestamp to play from that location

0:00.0

I mean I'm nervous about like the financial stuff I don't want to do that the rest of my life like always have a credit card

0:09.5

I ever know where the money went always just kind of climb up a ladder for no reason.

0:16.2

It feels like I am in a position where one I am having to prove myself, like that I'm worthy of being a partner that I have to show him that I can be responsible with money in order for him to want to build a life with me.

0:36.0

I feel like the root of the problem is that like I don't have a good,

0:42.0

a really good sense of like who I am like I feel very lost. I don't know like it's my fault like I'm not worth marrying.

0:57.0

Welcome back to part two of my conversation with Becky and Dustin. Just to remind you at the end of the conversation last week, I found out that Dustin made $24,000 last year and yet he bought an F 350.

1:17.2

That's a huge truck with six tires and I hit my hand on the desk because I was cracking up so

1:22.4

much and the video cut out.

1:24.0

That's the first time this has happened in over 100 episodes of this podcast.

1:27.2

So we're back and as a refresher, Becky wrote the application of me.

1:31.6

She's frustrated because she moved

1:32.8

across the country, moved in with Dustin. She's frustrated that their money is

1:36.5

separate, frustrated that he doesn't seem to have money to renovate the house, which

1:40.7

is important to her. Frust frustrated that he hasn't proposed.

1:43.9

But Dustin is frustrated because Becky is not keeping up her end of the bargain and paying off

1:49.1

her credit card debt as she agreed to.

1:52.2

Before we dive into the episode,

1:54.0

look back on this year.

1:56.0

How well do you think you lived your rich life?

1:59.0

I think at this time of year it's natural to start thinking about

2:02.0

our New Year's resolutions but often

2:03.8

we miss an important step which is to look back on the year and think about what we loved,

...

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