131 - First Time Home Buyers Terms And Definitions From A-Z - "M"
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 29 September 2022
⏱️ 35 minutes
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Summary
Back to the basics. David Sidoni is back with a glossary of all the "M" words you need to know when you are preparing to buy your first home.
AND A BONUS - Scam alert! How to spot real education websites from the ones just trying to sell you something. How to stay protected and keep your guard up while you dig deep into the matrix doing your research.
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
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Transcript
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| 0:00.0 | Welcome back to the How to Buy a Home podcast, and today we are going to be continuing the important glossary of terms that you should be familiar with before you set out to buy a home. |
| 0:10.3 | And I also have a very, very spicy piece of internet scamming that I'm going to share with all of you, and it's happening right under our noses. |
| 0:20.4 | This is a big one that you really need to be aware of. |
| 0:23.6 | All right, but for now we're going to start with M. |
| 0:25.6 | Let's get to it. |
| 0:27.6 | I'm going to buy a home. |
| 0:46.3 | As you might have figured out, this is only episode M. |
| 0:48.9 | So subscribe, like, you can hit the notifications, and we'll tell you when we've got our next episode coming out |
| 0:54.3 | because everybody has different pieces that they need to learn when they're looking to buy a house |
| 0:58.8 | based on your specific situation. So get those notifications and you'll find all the nuggets you need. |
| 1:05.2 | What's up? How to Buy a Homies? This is a super crazy episode today because although it is indeed covering the necessary, |
| 1:13.7 | albeit mundane task of teaching you the layman's definitions for all of the M words that you need to know before you're buying a home, |
| 1:21.3 | there is also going to be a giant lesson that I learned while I was researching this information for you. But let's get started. |
| 1:29.7 | Our first M is manufactured housing. Now, these are homes that are built entirely in factory |
| 1:35.5 | in accordance with a federal building code administered by the U.S. Department of Housing and |
| 1:40.6 | urban development. Did you know that? Manufactured homes actually have a code. |
| 1:45.9 | Now, manufactured homes might be single or multisectional and are transported from the factory |
| 1:51.8 | to the site and then they're installed. The homes are permanently affixed to a foundation that |
| 1:56.6 | often might be classified as real property under the applicable state law. That means the foundation |
| 2:03.7 | is actually part of what you own. But with many manufactured homes, it also might be financed, |
| 2:12.3 | which is not real property. Now, this means it's fake. It means that that land is leased and you don't own it. |
| 2:20.1 | The home itself that is not permanently affixed to a foundation, those are generally classified |
... |
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