RETRACTION: Ep 131 Correction About “Pre-Approvals”
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 30 September 2022
⏱️ 2 minutes
🧾️ Download transcript
Summary
In episode 131 a mistake was made, a brain fart was had, and instead of discussing “Pre-Qualifications” the word “Pre-Approval” was used by mistake. Pre-Approvals ARE NOT the same things as Pre-Qualifications and should be handled accordingly. Please listen to this episode for more details on the correction and look out for “Terms and Definitions: The Letter P” for all the insider details of BOTH!
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Transcript
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| 0:00.0 | Hey, how to buy a homies, if you're confused at the time code here, this is a correction episode. |
| 0:20.6 | This is David Sidoni, the dummy in full transparency, and also because the time code here. This is a correction episode. This is David Sidoni, the dummy, |
| 0:22.5 | in full transparency, and also because the episode was released and there's no taking aback, |
| 0:26.6 | and I look like a dumbass on the internet. I would like to give you a quick correction. |
| 0:31.5 | In episode 131, I gave a straight up incorrect definition. I actually flip-flop to term. |
| 0:37.2 | No reason, no excuse, just a total brain |
| 0:38.9 | fart while I was trying to ditch out pertinent information for you. As soon as I heard it, I was the |
| 0:43.5 | living image of the smack your head emoji bashing myself in the brain for being such a dork. |
| 0:48.9 | So here it is. Here's the correction. In the episode, I said that a pre-approval letter is |
| 0:53.3 | toilet paper that is totally incorrect. A pre-approval that a pre-approval letter is toilet paper. That is totally |
| 0:54.8 | incorrect. A pre-approval and a pre-approval letter are things you need to buy a home. A pre-qualification |
| 1:01.0 | is toilet paper. I'm going to go more in detail and explain the difference between the two |
| 1:06.0 | in the upcoming P episodes, because I don't even know why I got in the M episodes anyway. It's a pre-qualification and a |
| 1:12.8 | pre-approval. So a pre-qualification is the useless item. It's often used as a sales tactic or precursor |
| 1:19.4 | for an inexperienced lender or a realtor to get you on the phone, get you in their car, |
| 1:22.8 | get you in their office. And if you have a pre-qualification letter at your disposal right now great use it when |
| 1:29.3 | you walk your dog to pick up after them again a pre-qualification is toilet paper and useless a |
| 1:34.6 | pre-approval is what you need when you're going to buy a home i will go to more detail into the |
| 1:39.4 | p episode again to recap i'm a dumb ass'm sorry, pre-qualification is trash. |
| 1:45.4 | Don't believe what they tell you online. |
| 1:47.3 | Pre-approval is what you need, and I will explain more in the upcoming episodes. |
| 1:52.4 | Thank you very much for listening. |
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