130 - First Time Home Buyers Terms And Definitions From A-Z - "J, K & L"
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 27 September 2022
⏱️ 35 minutes
🧾️ Download transcript
Summary
David Sidoni is back at it! This time, he goes through the glossary for J, K, & Ls. So tune in and enrich your vocabulary and learn important terms and definitions as you dip into the verbiage of real estate and make your first-time home buyer’s journey memorable and a lot less complicated and confusing.
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
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Transcript
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| 0:00.0 | Welcome back to another edition of the terms and definitions you need to know when you're getting |
| 0:03.7 | ready to buy your first home. This series started at episode 94, and it was terribly and rudely |
| 0:09.9 | interrupted by some real-life interviews, first-time homebuyers, to hear what they did to make it |
| 0:15.0 | happen, and as well as some, well, I guess you would call them urgent updates on the housing market and our teetering economy. |
| 0:24.3 | But today, let's take a break from all that, and we can focus on the vocabulary that you need to know. |
| 0:30.5 | This is J.K. and L. That's our next step in the home buying alphabet soup. |
| 0:37.2 | Let's do it. |
| 0:52.4 | What is happening? My How to Buy Homies, it's David Sedoni, the How to Buy a Home podcast |
| 1:00.2 | MC. What, what? If you are brand new to the podcast, I got to tell you, you picked a really weird |
| 1:07.3 | place to start because we're right in the middle of the alphabet. So if this is your first time, |
| 1:12.3 | I recommend stopping right now and just go back to episode 94 and start at A, the beginning, |
| 1:18.5 | a very good place to start. And last, of course, you're one of those weirdos who eats a sandwich |
| 1:22.8 | from the, I don't know, the middle of the sandwich out to the crusts. I can't help you if you're that |
| 1:27.7 | kind of weirdo. But I can't help all of you with the language of real estate. And today we're |
| 1:32.0 | going to be doing J, K, and L. So let's start with the J's, which starts with a super jolly. |
| 1:40.7 | J for jolly. I'm kidding. It's not Jolly. The first one's a nasty term. Our first |
| 1:45.9 | J is judgment. Now, if you hear that word, you are either in trouble with the home that you already |
| 1:52.6 | own or the seller of the home that you own is in trouble or the seller of the home that you're |
| 1:59.8 | trying to buy is in trouble. A judgment, |
| 2:02.8 | as far as property goes, a judgment is a legal decision rendered by a court. The judgment requires |
| 2:09.5 | that the debt be repaid before the ownership can be transferred. That means that your attorneys |
| 2:15.4 | and your title companies and all the people involved with |
... |
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