1308: Ask Farnoosh: Should couples file taxes jointly or separately? Am I saving too much for retirement? Should I file for bankruptcy?

So Money with Farnoosh Torabi

Farnoosh Torabi

Entrepreneurship, Business

4.7 • 1.9K Ratings

🗓️ 21 January 2022

⏱️ 28 minutes

🔗️ Recording | iTunes | RSS

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Summary

This week's Ask Farnoosh: Thoughts on filing for bankruptcy? Should married couples file taxes jointly or separately? Am I saving too much for retirement? and more. Farnoosh picks a reviewer of the week to receive a free 15-minute money session. Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney. Subscribe to her weekly So Money newsletter for the latest updates and advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	So money is brought to you by CNET, the site that shows how to navigate change all around us.
0:06.5	MailChimp would like to talk to you about customers. A customer is what happens when marketers fail
0:12.0	to personalize their marketing, grouping customers with very different behaviors into one tangled mess.
0:17.8	But with MailChimp, marketers can use real-time behavior data to personalize every email for
0:23.0	every customer. So get MailChimp and turn your customers into customers. Into it MailChimp,
0:29.6	the number one email marketing and automation brand. Based on customer numbers for verification
0:34.4	email, advertising at MailChimp.com. So money episode 1308, ask Farnoosh.
0:42.3	You're listening to So Money, with award-winning money guru Farnoosh Karabi.
0:46.8	Each day, in a 30-minute dose of financial inspiration from the world's top business minds,
0:52.0	authors, influencers, and from Farnoosh yourselves. Looking for ways to save on gas or double your
0:58.8	coupons? Sorry, you're in the wrong place. Seeking profound ways to live a richer half your life.
1:05.5	Welcome to So Money. Welcome to So Money, everybody. Friday, January 21st. It's ask Farnoosh Friday.
1:14.4	Quick question. We are 21 days into the new year. At what point is it no longer socially acceptable
1:21.2	to wish somebody a happy new year? People have differing opinions about this. I happen to think
1:26.7	that you can say this well into the month, maybe even at the beginning of February. If you haven't
1:31.5	seen someone, and you see them for the first time in January of, like let's say January 25th,
1:38.8	I might say happy new year. And that might be weird, but I also feel like you risk sounding
1:43.7	completely blind to the world when you wish someone a happy new year on January 3rd, especially
1:51.5	this year when there was not a whole lot to be thrilled about. You know what? Do it feels good?
1:56.4	Do it feels right in the moment? It was a week of giveaways on So Money in the community on social
2:01.3	media, gave away books and calendars, one-on-one sessions, all in celebration of the 7th anniversary
2:08.0	of this podcast. We are now entering our 7th, we are now in our 7th year, 20 million downloads,
	...

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