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The YNAB Podcast

098 - An Update on Julie Owning the Budget

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 11 November 2013

⏱️ 6 minutes

🧾️ Download transcript

Summary

This is awesome. Having Julie "own" the budget has been just short of revolutionary.

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Wine Abbers. My name is Jesse Meekham, and this is podcast number 98 for You Need A Budget,

0:18.0

where we teach you four rules to help you stop living in paycheck to paycheck, get out out of debt and save more money. I wanted to give an update on the

0:26.5

revolutionary change that happened in my household as it relates to my money management and that

0:32.3

is that I turn the budget over to Julie.

0:35.6

My very good wife.

0:38.3

And it has been awesome.

0:39.9

I pulled up our budget, I've got it here open. I did a quick check on grocery spending. We were just

0:47.3

going 2013 January through October January through September Julie took over in

0:52.2

October.

0:53.0

We were averaging about, let's see, nine months, out of those nine months, we overspending groceries seven times.

1:07.0

And then in October, we didn't overspend at all.

1:12.0

And that was when Julie took over. we didn't overspend at all.

1:12.7

And that was when Julie took over.

1:14.9

Restaurants, we would habitually overspend.

1:19.2

But now, uh, now things are looking really, really solid.

1:27.2

We've got in groceries for November,

1:30.3

we budgeted $115. We spent $2895. We got 8865 left to spend. That's

1:40.4

feeling good. Oh, you know what?

1:45.0

There's another $12 missing that we spent.

1:47.0

Nope, no, she got it.

1:49.0

10, it wasn't 12 bucks, it was 1068.

1:51.0

I thought she hadn't put in our Papa Murphy's visit last weekend but she

...

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