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The Clark Howard Podcast

07.07.25 Epidemic Of SCAMS On Social Media / Fight Health Insurance Denials

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 7 July 2025

⏱️ 31 minutes

🧾️ Download transcript

Summary

From influencers peddling goods to “finfluencers” employing bot farms to push fake posts about hot stocks - schemes and scams are rife on social media, and public users aren’t the ones getting rich. Also today, why you should never take a health insurance claim denial lying down! Clark explains the denial game, and how most of the time, filing an appeal works in your favor. Social Media Scamdemic: Segment 1 Ask Clark: Segment 2 APPEAL Health Insurance Denials: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Meta Battles an ‘Epidemic of Scams’ as Criminals Flood Instagram, Facebook - WSJ Tom’s Guide - The Oura ring just got a new rival What Should You Do if Your Insurance Claim Is Denied? No Surprises Act Consumer Advocate Toolkit Health Insurance Archives - Clark Howard Health Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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1:02.2

It's my pleasure to welcome you here to the Clark Howard Show, where our mission is to serve you

1:08.0

with advice and information that empowers you so you make better financial decisions

1:13.4

in your life.

1:15.0

Today we're going to start talking about how you have to be so careful on social media

1:21.0

as it's become one of the main platforms for scamsters to cheat you.

1:28.0

And we're going to talk about insurers delaying, delaying, denying, and what you do about

1:35.1

it when you have a health insurance claim, and they're just not treating you right, in

1:42.1

your opinion.

1:44.0

But let's talk about the epidemic, if you will, of scams.

1:49.9

I keep seeing that phrase exactly because it's catchy and it's accurate.

1:55.8

Because people let down their guards on social media in ways that we haven't in the past done with strangers.

...

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