07.08.25 Ask An Advisor With Wes Moss

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 8 July 2025

⏱️ 35 minutes

🔗️ Recording | iTunes | RSS

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Summary

Avoid This Potentially BIG Roth Blunder and 3 Keys to Happy Retirement Success Don't make this potentially HUGE Roth mistake! Fiduciary financial advisor Wes Moss reveals a little-known rule about rolling over your Roth 401(k) into a Roth IRA that could cost you big. If you've only contributed to a Roth 401(k), you need to hear this to avoid a costly blunder with the 5-year rule. Also, Wes recently received a retirement love letter from a couple who are self-proclaimed “happiest retirees on the block.” He shares the letter and the big keys to happy retirement success. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 8, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:31.0	Some people think investing is a test of endurance. But when you invest £100,000 or more with HSBC UK, you have access to our network of advisors,
0:41.2	who will make it feel less like a marathon you haven't trained for, and more like a 5K that's just your speed.
0:46.1	Because investing isn't a struggle when we're here to help.
0:48.6	Search HSBC Financial Advice.
0:50.7	HSBC UK, opening up a world of opportunity.
0:54.0	Capital at risk, HSBC UK current account is only £100,000 investments or savings required for the advice service.
0:59.0	Eligibility and fees apply.
1:04.8	Welcome to Ask an Advisor.
1:06.9	I'm Krista DiBias, here with my friend, Wes Moss.
1:10.3	Feduciary, you are genius, you are.
1:14.8	I'm starting to sound more like Clark.
1:16.6	Okay, that's what Clark would say.
1:18.3	But it's true, it's true.
1:19.7	You're very smart.
1:20.8	And you're going to answer a bunch of questions today, which you can find our form to ask
1:25.5	questions to Wes or to the Clark Howard at clark.com slash ask.
	...

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