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The Clark Howard Podcast

07.02.25 OK 401(k) / It’s A Large Small Business World

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 2 July 2025

⏱️ 33 minutes

🧾️ Download transcript

Summary

Today, Clark discusses a disturbing trend underway involving retirement accounts, and explains the best way to use a 401(k).  Also, Clark explores the significance of small business in building wealth and influencing the overall economy, including the opportunities provided for workers now facing uncertainty.  Steady Retirement Saving: Segment 1 Ask Clark: Segment 2 Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - INVEST & RETIRE The Only Two Exceptions to Clark Howard's Annuity Rule Immediate Payout Annuity: What Is It and Do You Need It? How to Start Investing: 10 Steps for Beginners 3 Big Retirement Account Changes You Haven't Heard About What Is a SEP IRA and Who Is Eligible? What Is a Solo 401(k) and How Does It Work? How To Buy Term Life Insurance in 7 Easy Steps Homeowners Insurance Archives - Clark Howard How to Shop for Lower Car Insurance How To Send a ‘Drop Dead’ Letter to a Collection Agency Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Exclusively on Disney Plus.

0:02.0

It's hard and it's brutal and that's what makes it special.

0:06.0

The multi-award winning series, FX's The Bear, is back for a brand new season.

0:11.0

Upon my signal, unleash hell.

0:15.0

And every second counts.

0:17.0

When that shows zero, this restaurant ceases operations.

0:21.8

FX is the bear.

0:23.1

New season now streaming exclusively on Disney Plus.

0:27.1

18 plus subscription required Teas and C's apply.

0:31.0

Forgot your wallet?

0:32.4

No problem.

0:34.5

With Samsung wallet, everything you need is already on your phone.

0:38.3

Store your loyalty cards, earn rewards when you spend, and keep your travels smooth with boarding passes and train tickets ready to go.

0:45.3

You can even tap in on public transport, no unlocking, no digging around.

0:50.3

And yes, your payment cards can live here too. Safely stored and ready when you need them.

0:55.7

Travel like Live Smart. Set up Samsung Wallet today.

1:05.0

It's great to have you here on the Clark Howard Show. You know, our mission is to serve you

1:09.9

with advice advice information that

1:11.3

empowers you, so you make better financial decisions in your life. And one way the team Clark

1:19.0

is here to serve you is with our websites, Clark.com and Clark Deals.com. I hope you'll check them out.

1:27.4

And also, hey, how'd you like something free that's actually incredible?

1:33.2

Our free newsletters, you can sign up for it, Clark.com slash newsletters.

...

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