The Big Picture Retirement Show does not provide specific tax, legal, or financial advice.

Listeners are encouraged to seek out their own advisors in these areas.

On today's episode of Big Picture Retirement, we're talking about how to balance living well today

while still planning for tomorrow. It's a special guest, Roger Whitney.

My mom died when I was about 22. When she was alive, we used to have these big conversations

about working really hard to take care of responsibilities. If you think of life as a teeter

totter, she was on always taking care of tomorrow.

So her teeter-totter of tomorrow was always leaning that direction.

And on the other end of the teeter-totter was living well today, we want to have that teeter-totter

balance between the two.

Hey, everyone, and welcome to the Big Picture Retirement Show where we deliver insight on what you need to know for a meaningful retirement.

If you are planning for or living in retirement, this is the show for you.

I'm Devin Carroll, and as always, I'm joined by my co-host, John Ross. Hey, John.

Howdy.

So, John, you are in the business of helping people set up estate plans, right?

That's right. Which means that some people die. Not some people. I haven't found anybody that's beat it yet.

It's going to happen to us all. And some people die earlier than others. Now, the one thing I have figured out

is that we do not have a say-so in it. No. It's going to be chosen for us. Things like incapacity,

things like death, they hit at all different kinds of times. You know, I had a gentleman come to me. His mother

had Alzheimer's, and he had been caring for her at home, and the care just got too much for it.

He was very concerned about mom losing her home, was very concerned about her assets and didn't

want them to be depleted where he couldn't provide her with a quality of life

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