1858: Why Six-Figure Earners Still Feel Broke (and What to Do About It)

So Money with Farnoosh Torabi

Farnoosh Torabi

Entrepreneurship, Business

4.7 • 1.9K Ratings

🗓️ 28 July 2025

⏱️ 35 minutes

🔗️ Recording | iTunes | RSS

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Summary

Visit stashwealth.com/somoney for a secret stash of financial goodies.

On today's episode: Where do you stand on budgeting? Hate it? Feel defeated by it? You’re not alone—and you’re going to love today’s episode.

We’re joined by Priya Malani, the dynamic founder of Stash Wealth and host of the new podcast The F. Word, who’s making personal finance simpler, smarter, and honestly, more livable—especially for high earners in their 30s who feel like they’re still behind.

In this conversation, we dive into:

Why budgeting is broken and how to reverse it with one powerful number
The myth of homeownership as the best investment
How to avoid the trap of lifestyle inflation—even on a six-figure salary
And why investing isn’t hard, but the emotional baggage around money absolutely is

We also explore the emotional side of financial planning—where therapy meets strategy—and the mindset shifts Priya helps her clients make to stop living paycheck to paycheck and start building real wealth.

Transcript

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0:00.0	I'm an accountant, so even when I stop working, my brain doesn't.
0:03.8	You know, I'll be halfway through dinner thinking about VAT returns.
0:07.0	Then I started using Sage Co-Pilots VAT assistant.
0:10.1	It flags errors before I hit Submit, so that's one less thing to worry about.
0:14.4	Sage Co-Pilot is built with over 40 years of HMRC expertise,
0:18.8	supporting accountants like Josh from Yeomans, Harrison and Associates
0:22.2	Limited. That's more than artificial intelligence. That's authentic intelligence.
0:27.0	Search Sage Co-Pilot to learn more. T's and Cs apply.
0:30.5	Lunch time. Time to get my macro in the microwave.
0:34.0	Oh, kitchen banter afoot. If in doubt, join in.
0:38.0	Oh, hey Jim.
0:39.7	You listen to Comedy on Audible, too?
0:41.9	Uh, yeah.
0:44.2	So funny.
0:45.2	Yeah.
0:46.1	What's your favourite title?
0:47.9	Uh, the Comedy Comedian Show.
0:52.5	That's not a real show, is it, Jim?
0:54.7	Get in on the jokes with comedy on Audible.
0:57.8	Subscription requires the audible.com.
0:59.3	At U.K. for terms.
1:02.4	So Money episode 1858, why six-figure earners still feel broke and what to do about it.
	...

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