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YouTube is experimenting with notes.

I'm in Ron Shagen, get ready because it's time for your daily crunch for Tuesday, starting with three big headlines.

Two years after it was announced that W.W. D.C.

Apple's US-only pay later feature is no more.

Tech Ranch has confirmed the news, which was first noted by 9 to 5 Mac.

Here's the full statement offered to Tech Ranch.

Starting later this year, users across the globe will be able to access installment loans offered through

credit and debit cards, as well as lenders, when checking out with Apple Pay.

With the introduction of this new global installment loan offering,

we will no longer offer Apple Pay Later in the US.

Pay Later's life was extraordinarily short,

...