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Here's your money briefing for Wednesday, September 6th.

I'm JR Whalen for the Wall Street Journal.

Three and a half years after student loan payments were paused,

they're set to resume in October.

Are you prepared to take on those monthly charges?

The Department of Education has a loan simulator tool on studentaid.gov

that allows you to input things like your income, your family size,

these other criteria that would change what plan you qualify for and why.

We'll talk to Wall Street Journal personal finance reporter Julia Carpenter after the break.

Are you curious about the hidden side of everything that I have the podcast for you?

I'm Stephen Dubner, host of Freakonomics Radio.

Every week we hear from some of the world's most fascinating scholars

and thinkers as we tackle a variety of topics like why the best employees can make the worst bosses,

why the banana is the most interesting fruit in the world,

...