Your Rich BFF Vivian Tu on Making Money Choices That Support Your Life & Relationships
Real Pod
Dear Media
4.8 • 3.4K Ratings
🗓️ 28 January 2026
⏱️ 50 minutes
🧾️ Download transcript
Summary
The start of a new year is the perfect time to get your finances in check. The internet’s favorite financial expert Vivian Tu aka Your Rich BFF is here to break down how to take control of your finances right now, from getting out of debt to building a future that actually feels aligned. As a former Wall Street trader turned CEO of Your Rich BFF, New York Times bestselling author, and Chief of Financial Empowerment at SoFi, Vivian shares simple, actionable tools including an easy equation to decide what’s worth buying, how to improve your financial situation starting today, and how to have honest money conversations with your partner so you can win together as a couple. She also opens up about her upcoming book Well Endowed, a practical roadmap for navigating big adult money decisions like home ownership, marriage, and family planning, all while aligning your spending with your values, goals, and legacy. Tune in for the perfect mindset shift to start the year feeling confident, informed, and empowered about your money!
Pre-order your copy of Well Endowed at richbffbook.com.
Follow Vivian at @yourrichbff on Instagram and TikTok.
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Transcript
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| 0:00.0 | The following podcast is a dear media production. |
| 0:04.3 | Welcome to RealPod. It's your host, Victoria Garrick Brown, and this is the podcast where we hold nothing back. |
| 0:11.4 | Oh, so we're getting deep, huh? I really cried for 12 days straight. |
| 0:15.9 | Why do I want to be perfect? There's nothing in my life that is perfect. |
| 0:19.1 | Every week, I'll bring you honest, unfiltered, |
| 0:22.0 | and eye-opening conversations to help uncover the real in all of us. I crave the type of content |
| 0:27.5 | that you're talking about. I actually felt insecure. Oh my God, I'm not going to cry. Let me just |
| 0:31.8 | unload everything. New episodes every Wednesday. Leave those filters at the door because it's time to get real. |
| 0:44.6 | Hello, everybody and welcome back to RealPod. I hope you're seeing green today because this |
| 0:50.0 | episode is about money. I thought this would be a really great start to the year to have this |
| 0:56.9 | conversation with none other than your rich BFF Vivian 2. It's a start to the year so you want |
| 1:04.8 | to make sure you're on top of your finances or you have a plan to get out of debt or you're |
| 1:09.6 | setting yourself up for a successful future. |
| 1:12.1 | And those are all the topics we're going to talk about today with Vivian. |
| 1:15.8 | For those of you who don't know Vivian, which I'd be surprised because she has over 10 million |
| 1:20.4 | followers on social media. You've probably seen your rich BFF pop up somewhere. |
| 1:24.9 | But Vivian is a former Wall Street trader turned expert, public speaker, host, |
| 1:30.7 | entrepreneur, New York Times bestselling author, chief of financial empowerment at SoFi, |
| 1:36.8 | and the CEO and founder of the multi-platform brand Your Rich BFF. |
| 1:42.0 | She's one of the most influential voices within financial education, |
| 1:45.1 | and she's been recognized on the Time 100 creators list, the Forbes 30 Under 30 list, and she |
| 1:50.7 | received the digital influencer of the year award at the 2024 Unforgettable Gala. Not to mention, |
... |
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