This is NPR's Life Kit.

I'm Chris Arnold and welcome to day two of your personal finance tune up.

This week we are getting you pumped.

It's a tackle those personal finance goals because I know times are tough right now and

some of you look, I mean, you're really struggling a lot more than normal.

And for reasons that are out of your hands, I mean, it's a pandemic.

All of us need to give ourselves a break.

And then for others of you out there, you might actually be saving more money than usual

just because you can't go out to eat or the movies or bars or get on a plane and go

on vacation.

So there's an opportunity here for you to tackle that pile of debt that you've always

wanted to get rid of.

But either way, getting at a debt is never easy and it can feel defeating and impossible

even.

And I actually have a perfect story to capture this feeling.

It starts in a mythological landscape somewhere far, far away from your Zoom call, home

work set up.

It's a dreary swamp and what is now Germany.

And a man named Baron Moonchazen, he's riding his horse, his mighty steed.

Moonchazen is one of my favorite.

That's a yell, it's fish back.

She's a psychologist who studies human motivation and she told me this story about the Baron

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