Your Feelings Don’t Build Wealth — Discipline Does

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 30 April 2025

⏱️ 89 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "What is my obligation to my future in-laws who make bad financial decisions?" "How do I motivate my wife to get on board with becoming gazelle intense?" "I'm being sued by an insurance company & my family wants me to file bankruptcy. What should I do?" "I moved states to support my girlfriend but we broke up. Should I move back home?" "Should I pull my investments out of the market and move them into real estate?" "The board at my church wants to get a mortgage for a parsonage they can afford to buy in cash," "Can we afford a Cybertruck in our current financial situation?" Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app! 🏘️ ⁠Find a Ramsey Trusted Real Estate Agent⁠ 🛒 ⁠⁠⁠Get your copy of Build a Business You Love today ⁠ 🎟️ ⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠ 🌱 Get 10% off your first month of⁠ BetterHelp⁠ 📱Go to ⁠Boost Mobile⁠ to switch today! 🏥 Learn more about⁠ Christian Healthcare Ministries⁠ 🏡 Get started today with⁠ Churchill Mortgage⁠ 🔒 Get 20% off when you join ⁠DeleteMe⁠ 🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠ 💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠ 💻 Visit⁠ NetSuite⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ 💵 Learn more about ⁠Timothy Plan⁠ 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:07.0	Start budgeting for free today.
0:35.3	Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build well, do work that they love and create actual amazing relationships.
0:39.6	Jade Washall, number one bestselling author, Ramsey Personality, is my co-host today. Thank you for joining us. It is a free call. Nathaniel is in New York City.
0:45.8	Hi, Nathaniel. Welcome to the Ramsey Show. Hi there. Super happy to be here. Glad to have you.
0:51.8	How can we help? Good. Let me try to be brief. So I'm 26 years old.
0:57.1	I'm a law student, got no debt, got a job lined up at a big corporate law firm once I graduate.
1:03.6	And actually, doing better than that. A few years ago, I inherited about a million dollars.
1:08.7	Wow. Nice.
1:10.5	Yeah. With inheritance, to me, it's like I treat it like
1:13.4	a sacred gift from God and I feel like I have a responsibility to be a really excellent
1:17.1	steward of it. So I'm very safe, principal protection investment strategy for this money. It's in a
1:22.8	trust account. Um, only I controlled. I got a financial advisor on it. Feeling good about that.
1:27.8	Good.
1:28.0	Thing one. I'm getting married in a few months. I'm in dating my now fiancee for almost four years.
1:37.3	She's the youngest of many siblings. She has no assets or liabilities of her own. Virtually no
1:42.1	income potential. She's a pianist.
1:45.7	But we're actually happy about this arrangement.
1:47.7	She wants to be a mom.
1:48.5	I'll be a breadwinner.
1:49.6	This seems good.
1:50.6	My question is about my future in-laws.
	...

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