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The Ramsey Show

Don’t Let Self-Limitations Keep You From Building Wealth

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.636.7K Ratings

🗓️ 1 May 2025

⏱️ 88 minutes

🧾️ Download transcript

Summary

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Dr. John Deloney answer your questions and discuss: "How do I protect myself and my children financially while going through a divorce?" "Should we buy an investment property with my daughter's settlement money?" "Am I being selfish if I don't pay for activities for my family at a destination wedding?" "How do I convince my husband that work isn’t the only thing that matters?" "My parents did not prepare for retirement, how do I help them?" "My husband hid debt from me and now he wants to get a debt consolidation loan. Is this a good idea?" "We committed to giving away a car, but it now needs expensive repairs. What should we do?" "We have $200,000 in debt, should we sell our home to pay down our debt?" Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠  🎟️ ⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠ 💰 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 💵 ⁠⁠⁠Sign up for a free training with our EveryDollar team! Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠ 🌱 Get 10% off your first month of⁠ BetterHelp⁠ 📱Go to ⁠Boost Mobile⁠ to switch today! 🏥 Learn more about⁠ Christian Healthcare Ministries⁠ 🏡 Get started today with⁠ Churchill Mortgage⁠ 🔒 Get 20% off when you join ⁠DeleteMe⁠ 🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠ 💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠ 💻 Visit⁠ NetSuite⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ 💵 Learn more about ⁠Timothy Plan⁠ 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:07.7

Start budgeting for free today.

0:16.7

Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create actual amazing relationships.

0:30.4

Dr. John Deloney, Ramsey personality, number one bestselling author, Ph.D. in counseling, and host of the very popular Ramsey Network show, the

0:38.1

Dr. John DeLine Show.

0:39.3

He's my co-host today.

0:40.9

Open phones at AAA 825-5-225.

0:44.8

Christy's in Sioux Falls, South Dakota.

0:47.6

Hi, Christy.

0:48.3

Welcome to the Ramsey Show.

0:49.3

What's up?

0:50.7

Hi, Dave.

0:51.5

How are you doing?

0:52.4

Better than I deserve.

0:53.5

How are you doing? Better than I deserve. How are you? I am hanging in there,

0:56.5

holding on to God promises. I'll hear you. Um, my husband, we have six children together.

1:03.2

We've been married for almost 20 years and he wants to file for a divorce this summer. Um,

1:07.8

I've been a stay at home mom for 14 years. I've had a little bit of part-time income what

1:11.8

works with our kids schedule, but essentially everything's valued under him, so to speak. Um,

1:17.6

just trying to figure out how to financially prepare myself for everything, um, coming ahead.

1:24.1

Holy moly. What happened, Christy?

1:29.5

Honestly, I really don't know. Back in 2010, when we had our third child, we actually used to teach

...

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