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The Jesse Mecham Show

You've Never Budgeted At A Time Like This

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 6 April 2020

⏱️ 8 minutes

🧾️ Download transcript

Summary

With the world at a standstill due to the COVID-19 pandemic, one thing is certain. We've never budgeted at a time like this!

 

Jesse offers some comforting words in this time of crisis, and reminds us to follow Rule #1: Give Every Dollar A Job. Never stop budgeting. Even if it's only a week ahead, a day ahead, staying engaged and continually planning will give you the best chance to survive financially in these times, and, eventually, thrive. Budgeting is one area of our lives that we can control, in the midst of so many things we cannot.

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Transcript

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0:00.0

Hello, Winebbers. My name is Jesse Meekam, and this is podcast number 423 for Wineab, where we teach

0:09.8

you four rules to help you stop them paycheck to paycheck, get out of debt and save more money.

0:16.0

Hello?

0:17.0

Okay, normally I pre-record these podcasts and I do maybe four at a time. So what you heard last week was something

0:28.8

I had recorded probably four or five weeks before. In the meantime, it had a little bit of excitement happen

0:38.2

across the entire globe. And my news intake has gone from a unit of one to a unit of 200. My household people present at all times has gone from low to very high and we also had a new baby.

1:00.0

So I'm actually recording this during paternity leave, but Julie and I have an agreement where I get to step out every few days.

1:09.0

I was not planning on paternity leave and quarantine happening simultaneously.

1:14.3

So here I am recording for you a couple weeks in advance and

1:21.7

this one I actually had a couple others recorded and I bagged them because they sounded totally out of place.

1:28.0

One was about making more money, about the idea that sometimes if you have a budget issue, you should really look at how you can make more money and

1:36.3

That didn't seem very fitting that seemed to miss the mark

1:54.0

So normally when I record podcasts, I will record, you know, four or five at a time and I'll write down the topic and then I go and I don't do multiple takes because I like that I just get to chat with you, a strange person who knows my voice and whom I do not know. I like just the one-take

2:00.0

thing. I like shooting from the hip. I like it being off the cuff even if I misspeak

2:04.3

sometimes I would rather have that than have everything be really polished and

2:08.9

filtered right so this is my last this is my last holdout of just kind of raw but usually podcast ideas

2:18.6

they're they're just they're flowing they're just they're coming all the time. I have a longer list normally than I am.

2:25.6

It grows faster than it shrinks for sure. Anyway, but today as I sat down to map out the next four.

2:33.5

This is the first of those four.

2:35.0

I was at a loss.

2:36.7

So it took a little while to get the gears turning.

2:39.6

And I pre-record these because, one, I want to get back to paternity leave but two you know at a little bit of a risk

...

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