You’re One Hard Decision Away From Financial Peace

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 7 July 2025

⏱️ 125 minutes

🔗️ Recording | iTunes | RSS

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Summary

🔗⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss: 'Should I leave my husband because he refuses to disclose his finances to me?' 'I am $2.1 million in debt, how do we possibly recover from this?' 'My in-laws are not doing well financially and my husband wants to help them.' 'Should I help pay for renovations on my boyfriend’s mother’s home?' 'How can I be a great husband when my future wife will earn significantly more than me?' Next Steps: ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠ 📱 Get episodes early in the free Ramsey Network app! 📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 🎓 Help them find their next step. Get Find the Work You’re Wired to Do: Student Edition today! ⁠⁠ 💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠ 💲 Buy 1 Book, Get 1 Half Off! 🏠 Get organized and prepared to buy or sell a home. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:13.7	From the Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:22.1	I'm George Camel, joined by Dr. John Deloney, and we're taking your calls at AAA 825-5-225.
0:29.0	That's the only way to get some advice on this show, and a reminder is free.
0:34.3	So that's what you paid for.
0:36.1	April is in Miami to kick us off. What's going on, April?
0:40.5	Hey, how are you guys here? Great. How are you? I'm all right. I'm okay. So I've tried the baby steps.
0:49.8	I started the baby steps. I'm not tried as if I quit um started the baby steps cleared up about
0:55.8	$13,000 worth of debt in the last six months way to go um thank you um so starting at
1:03.5	150 and I'm about 137 now I have a college age student I have to save it $5,000 for him to go to the dorms this fall.
1:12.8	But the huge setback is my husband passed May 21st.
1:18.2	Oh, my goodness.
1:19.6	I'm so sorry.
1:20.9	So sorry.
1:21.8	April, what was his name?
1:25.6	Paul.
1:26.4	Paul, was he a good guy?
1:28.7	Yeah.
1:30.8	I'm sorry.
1:32.9	Yeah.
1:33.9	Was it real sudden?
1:36.4	No, he was sick for about a year.
	...

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