Don’t Go Broke Trying to Keep the Peace

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 4 July 2025

⏱️ 128 minutes

🔗️ Recording | iTunes | RSS

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Summary

Rachel Cruze & Jade Warshaw answer your questions and discuss: My husband is very controlling with the budget. We owe more than $85K in credit card debt. I hate living in California and my job sucks Should guests pay for meals at our wedding? I owe $2.5M on rental properties Should I use a debt consolidation company? Next Steps: ✅ ⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ ✔️ ⁠⁠⁠⁠⁠Help us make the show better. Please take this short survey⁠⁠⁠ 📱 ⁠⁠⁠Download the free Ramsey Network app! ⁠⁠⁠ 🏠 ⁠⁠⁠Get organized and prepared to buy or sell a home. 📙 Tired of debt? Grab Breaking Free From Broke now! 📖 Your Total Money Makeover starts here. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠⁠⁠⁠Field of Greens⁠⁠⁠⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox For more information, go to SimpliSafe Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:11.9	Live from the headquarters of Ramsey Solutions, it's The Ramsey Show, where we help people build
0:19.3	wealth, do work that they love, and create amazing relationships.
0:23.8	I am Rachel Cruz hosting this hour with my good friend and bestselling author, Jade Warshaw,
0:29.0	and we are here to answer your questions about life, money, career, anything, and everything.
0:34.6	So give us a call at AAA 825-5-2-2-2-5.
0:39.8	Up first this hour, we have Chris in
0:42.1	Raleigh, North Carolina. Hey, Chris.
0:45.0	Welcome to the show. Thank you. Thank you for taking my call.
0:48.7	Absolutely. How can we help?
0:51.2	So I'm asking this question for my daughter
0:53.5	and her fiance. And I wanted you guys to give your
0:57.2	best explanation of why you should not buy a house together before you are married. Oh, I like that.
1:03.8	So, I mean, the first thing is there's no legal protections. I mean, you're kind of just his word against
1:09.1	her word and you're co-mingling money together.
1:11.9	And so at the end of the day, if it doesn't work out, there's not really a process in place to decide who gets what.
1:18.6	That would be my first thought.
1:22.1	Okay, so with you saying that, of course, nobody goes into a marriage thinking that it's not going to work out.
1:27.8	And these two are no different.
1:30.3	But they both still live at home.
1:33.1	They both have jobs.
1:34.8	She's in college.
	...

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