You're Bad With Money. Here's How to Fix It
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 20 November 2025
⏱️ 6 minutes
🧾️ Download transcript
Summary
The average person is bad at money. Actually, most people are bad at money! Living paycheck to paycheck, with little to no savings and a lot of debt is the norm. But you don't have to be. Learning to spend well is the key to learning to be good with money, because all things finanical flow from spending. YNAB teaches you just how to do that.
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Transcript
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| 0:00.0 | Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show, and I'm here each week to obsess out loud about spending purposefully saving aspirational and giving joyfully |
| 0:21.6 | what i want to talk about today is how most people and you might be one of them you're not alone |
| 0:30.2 | most people are bad with money and i was thinking about that during a dance class it was actually |
| 0:37.4 | you know your first question is going to be, well, what kind of dance class do you attend, Jesse? |
| 0:43.0 | And it was modern and jazz and ballet. |
| 0:48.2 | And it was all in one hour, and it was with my daughter. |
| 0:52.0 | It was a daddy-daughter dance class slash humorous time of |
| 0:59.5 | entertainment. It was meant to have these dads really appreciate how hard their daughters work, |
| 1:05.5 | and it worked. As I'm in there learning and have never done anything of the sort, I was thinking to myself, |
| 1:15.5 | wouldn't it be funny if I or one of these dads just really thought we were pretty good at dancing? |
| 1:23.3 | And everyone looking, you know, you had to kind of perform in front of the others. |
| 1:27.1 | It was totally fun. |
| 1:28.1 | I would do it, I would do it every Friday because frankly, I'd like to get a little better at it. |
| 1:33.4 | But it was hilarious and so fun and just fantastic. |
| 1:38.3 | But wouldn't it have been funny if one of us would have just been like, just no sarcasm like i'm good at this and then everyone |
| 1:46.4 | watches them do a leap or a turn or a plea a trying to think of all the words i learned um and we all |
| 1:57.6 | watch this person and they kind of strut off the floor thinking, I'm good. And everyone around you is kind of looking at each other like, is that guy serious? Is he, does he think he's good? There wasn't a guy in there that thought he was good. I can tell you that right now. We all knew. We all knew. But wouldn't that be funny? And that's why I was thinking about being bad with money, because I think about money a lot. I do it for y'all. And most of us were bad at it. If you've been doing YNAB for a long time, and if you don't know what YNAB is, go to YNAB.com slash jesse software that helps you never worry about money again but uh if you don't know what |
| 2:35.9 | winnab is do that if you do know what winnab is and you've been doing it for a while then uh you're |
| 2:40.7 | probably good at money that's what winnab does is it takes you from bad at money to good at it |
| 2:45.1 | and i thought it'd be interesting to just think through different ways so maybe to lower the guard a little bit for someone listening to this where they're like, |
| 2:53.2 | I'm not bad at money. |
| 2:53.9 | I'm not that bad at money. |
... |
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