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The Jesse Mecham Show

Want to Stop Worrying About Money? It's All About Timing

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 27 November 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

 

 

 

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hello, my name is Jessamikam with another episode of the Jessamikam show, and I'm here each week to obsess out loud about spending purposefully, saving, aspirationally, and giving joyfully.

0:22.4

It all comes down to just, well, deciding exactly what your money is for.

0:28.1

And today I want to make the case that a little bit of your money is for making your life

0:33.1

easier.

0:35.1

You might even say full of ease.

0:37.4

If we're going to never worry about money again,

0:40.3

then when we talk about money, we won't feel stress, we won't feel strain, we won't feel

0:46.3

any undue effort, it will just feel easy. We've even said boring at times.

0:54.7

The thing that we do to get you to where your money feels easy,

0:59.0

of course, of course, you're following the whole method.

1:01.9

You're giving every dollar a job.

1:03.5

You're working the questions.

1:05.3

You're deciding what you want to do with your money now.

1:08.2

You're thinking about later and the large, less frequent expenses.

1:11.7

But there's this little bit in there. We want you to fund next month. We want you to be fully

1:17.3

funded on the first of the month you are facing. And it's a little bit of a quirk here at

1:24.1

Wynab. It's a little bit unique to us. This is not your emergency fund. It is just meant to make

1:33.5

your life easy when it comes to money. What does it look like? Well, what does the opposite look like?

1:40.6

It looks like living paycheck to paycheck. It looks like a pile of bills waiting

1:46.2

for money to arrive. It looks like you always having to grocery shop on Friday because that is

1:53.1

when you get paid. When everyone knows the best Costco samples are on Thursday, everybody knows

1:58.5

that. It means, actually, it's not this of the Costco samples that they're the best on Friday.

...

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