"You Need $20,000 In The Next 2 Weeks"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 30 April 2025

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by Xander Insurance. Compare rates from top-term life insurance companies in seconds at Xander.com.
0:09.8	I'm just calling for some advice. I got a, my wife had gotten pregnant and due to her job, she couldn't work while pregnant.
0:18.2	So due to that, we end up getting behind our house note,
0:21.2	and we have about $20,000 in debt. And I was just wondering, where should I go from here?
0:28.0	How much is your house payment?
0:30.6	It's 21 a month, $2,100 a month. What do you make?
0:35.2	I made, last year I made about 75K.
0:39.4	Okay, so you're taking home about $4,000.
0:43.0	Yeah.
0:43.7	How many payments are you behind?
0:46.4	I'm behind $18,000, so I don't know the month, I think around nine months.
0:52.0	Yeah.
0:56.3	When's your baby coming, honey?
0:58.8	We've had her already.
0:59.9	My wife went back to work Thursday.
1:01.7	Oh, good.
1:02.5	She's three months old, yeah.
1:04.2	Okay.
1:04.7	So what's your wife make?
1:07.2	She brings home, but she's working less hours now, so we're, she's going to be bringing home about 45 this year.
1:15.1	Okay.
1:15.7	She's working less hours because she has a three-month-old.
	...

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