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The Ramsey Show

You’ll Never Be Able to Outearn Your Own Stupidity

The Ramsey Show

Ramsey Network

Investing, Education, Business, Self-improvement

4.538.5K Ratings

🗓️ 2 August 2024

⏱️ 121 minutes

🧾️ Download transcript

Summary

📱Download your Ramsey Network App today! Rachel Cruze & Jade Warshaw answer your questions and discuss: "Should we pay off our house before having a kid?" Dealing with financial infidelity post-prenup, "Should I rent or buy?" "We're $125K in debt and we're drowning," Jade & Rachel break down a listener's budget in EveryDollar, Asking for a "Friend": What is the difference between Gross and Net? Support Our Sponsors: NetSuite: Free KPI checklist, visit netsuite.com/Ramsey BetterHelp: https://www.betterhelp.com/Delony to get 10% off your first month Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💸Enter The Ramsey Cash Giveaway for a chance to win $10,000! 📚 Shop the $12 Sale to get life-changing tools to help you make real progress! 📄Will an online will work for you? 🚢 The Live Like No One Else Cruise is booking fast! 💼 Become a better small business leader 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help

0:19.2

people build wealth, do work that they love, and create amazing relationships. I am Rachel Cruz

0:25.3

hosting at this hour with my good friend and best-selling author Jade Warsaw

0:29.2

and we'll be answering your questions. So give us a call at AAA, 825, 5225.

0:36.0

And we'll be talking about your life, your money, your career,

0:39.1

your relationships, anything and everything.

0:41.2

We are here for you. So first up we have a

0:44.2

gelli in Greensboro, North Carolina. Hey gelli welcome to the show.

0:49.1

Hello Rachel, thank you for taking my call. Absolutely, how can we help?

0:54.0

Yes, well we have a 35 year old son who he just struggles with managing his family's finances and now he's in currently in like a mental health crisis

1:05.6

so he's not getting a check right now until short-term disability kicks in which

1:11.0

we're not sure when that will be. So my husband are prepared to

1:14.5

step in and help the family with whatever they need but also financially but we

1:20.8

what we want to know is how do we best support him with the finances

1:27.1

because it has been you know years of

1:30.0

poor financial decisions we wonder wonder if, you know, can we provide help they need but also say,

1:37.0

hey, once this is over, we want you guys to be set up to sustain yourselves if there's ever another issue like this.

1:45.0

Sure, so what was the issue? Can I ask what the mental health crisis is? Was he diagnosed

1:49.4

with a mental health disorder? Well, yeah,'s he's ADHD so that's been since childhood but he's going

1:56.5

through depression and anxiety right now is crippling so it started about a month ago when it was really bad diagnosed and now it's just kind of

2:06.8

It's gotten better, but it's still not good

2:10.4

Okay, and he's working with my daughter-in-law right? Okay, so we're working with my daughter-in-law, right?

...

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