The Pain of Transformation Isn’t Easy but It’s Always Worth It

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 1 August 2024

⏱️ 120 minutes

🔗️ Recording | iTunes | RSS

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Summary

📱Download your Ramsey Network App today! Dave Ramsey & Rachel Cruze answer your questions and discuss: "I'm on the verge of losing everything," Balancing family time and working more, "My job is paying the bills and funding my husband's trading," "I inherited $1.5M, should I sign a prenup?" "Do we have a budget or an income problem?" "Can I pay my 30-year mortgage like a 15-year?" Support Our Sponsors: Churchill Mortgage: Get started at ChurchillMortgage.com MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20% Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Christian Healthcare Ministries: Find out more at CHMinistries.org/budget The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💸Enter The Ramsey Cash Giveaway! 📚Shop the $12 sale! 📈 Spend less time running your business and more time growing it. 💼Join the Crusade! Apply Now! 🚢 The Live Like No One Else Cruise is booking fast! 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people,
0:21.0	build wealth, do work that they love, and create actual amazing relationships.
0:27.0	I'm Dave Ramsey, your host, thank you for joining us America.
0:30.0	The phone number is AAA, 825, 5225. my co-host is number one best-selling author many times
0:36.4	over Ramsey personality host of the Rachel Cruz show and my daughter Rachel Cruz
0:41.3	open phones here again triple 8 825
0:44.3	Stephanie's in Dallas hi Stephanie how can we help
0:49.1	Hi Dave appreciate you taking my call. Sure, what's up?
0:54.0	So I feel like I'm on the edge of losing everything.
1:01.2	I have very much been financially responsible to my best extent, but I find myself in a very difficult career situation and I'm very afraid of making the wrong step and everything falling apart.
1:23.4	Wow.
1:25.3	Where did all of this loss of confidence come from,
1:27.9	actual financial facts or something else?
1:31.6	I think it's something else. I have or have had a great career, but I have been unemployed
1:39.2	now for eight months. What's your career? So I work in M&A and also let's just say IT. What were you
1:52.0	making? 245,000 a year. Okay. That doesn't sound like
1:57.5	someone that's about to fall off a cliff to me, but then you hadn't had a job very
2:00.6	much. Why? Honestly, it's been a lot of facts. a job market
2:07.0	market first of all but part of the reason is that i'm located in dallas
2:11.0	that i'm located in Dallas. It's high competition here, but also I have not wanted to move.
2:19.2	I wanted to stay in the Dallas area, so I haven't looked outside of Dallas and I have two
2:26.4	teenagers that I'm really struggling not to have to move them and change their
	...

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