Hey everybody Andy here. Welcome to your move where we help you make better decisions and live with fewer regrets.

As a non-profit organization we rely on the generosity of our listeners. So if you have been positively impacted by this podcast, would you consider

supporting your move with a tax deductible donation? To give, just visit your move.IS slash

give. That's your move.IS forward slash give. That's your move.IS forward slash give.

Thanks for considering and now back to the show. Let's use our imaginations for a moment.

I want you to imagine that you wake up this morning, or we'll say tomorrow morning, you wake up, that you woke up this morning,

or we'll say tomorrow morning, you wake up tomorrow morning,

and you find you have a checking account.

And in that checking account is all the money

you've wasted so far in your life.

Yes, a lot of money.

Now let me be specific about wasting.

I mean, the money you bad habited away.

In fact, you bad habit a lot of money away.

Now you're trying to break the bad habit and you're still spending money.

You're trying to bat all the money bad habit away.

Imagine, you know, all, if suddenly you woke up with a checking account and all, you had

cash for all the stuff you'd wasted money on your whole life.

But here's the true, here's the catch.

But the only thing you could do with that money is give it away.

You could give it away immediately or you could give it away over time.

But wouldn't it be fun to have a checking account with all that money you'd wasted

...