"You Have Something You Don't Want To Tell Me About"

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 27 September 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by CHM, a biblically based alternative to health insurance.
0:06.3	Learn more at CH Ministries.org slash budget.
0:09.4	I have a question about what to do about my car.
0:13.6	I am desperate need to get rid of it.
0:16.7	The car payment is astronomical, and the interest rate is astronomical.
0:21.8	And I'm trying to decide if I can do like a voluntary repossession,
0:26.7	that that would be on my credit, because I'm about $20,000 upside down.
0:32.8	Did you trade negative equity from the other deal into this one?
0:36.9	Yes.
0:37.6	Okay.
0:38.5	Because typically a car won't lose that much unless it's a huge expensive car.
0:43.0	So, okay.
0:46.1	What kind of car is it?
0:48.1	It's a Hyundai-Palestrade, 2024.
0:50.6	Oh, geez.
0:51.4	Okay.
0:52.5	I know.
0:53.1	Yeah.
0:53.7	And, um, yeah. Yeah. And, and what do you owe on it?
0:59.1	57. 57. 5.7? And you think it's worth 37. Yes, if that. Why? Like 34 or five. Why?
1:10.2	Because I've had it appraised.
1:12.7	I guess you could say it different places to see what I could get for it.
	...

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