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The Ramsey Show Highlights

Should I Let My Girlfriend Pay Off My Debt?

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5839 Ratings

🗓️ 27 September 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought you by Y-ReFi, refinance your defaulted private student loans today at Y-refi.com slash Ramsey.

0:09.8

So my question is more of a, like a principal's question rather than financial. So I'll give you some

0:17.2

context after. My question is, should I accept my girlfriend's extremely generous offer of paying a debt for me?

0:26.6

No.

0:27.6

Okay.

0:28.6

I imagine might say that.

0:30.6

I'm very hesitant.

0:32.6

She made the offer about a week ago, and I've been sitting on it.

0:37.8

You don't pay off dating relationships debt.

0:41.0

You do that when you're married.

0:43.0

When you're getting married?

0:45.0

Well, that's the thing.

0:46.0

So we're both divorced and since the first time since my divorce, I actually consider

0:53.5

getting married again. I thought I've actually considered getting married again.

0:54.4

I thought I never would get married again.

0:56.4

And the thing is, we're in a long-distance relationship.

0:59.4

I'm in Canada.

1:00.1

She's in Switzerland.

1:01.5

And part of the reason to pay off the debts and so that I can afford to save up for chips to see each other back and forth.

1:08.1

Why can't?

1:10.0

Why can't you save up what's your job like

1:13.3

well because i'm i'm trying to pay um off these debts right but i'm i'm currently on track to

...

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