Brought to you by the Every Dollar app. Start budgeting for free today. Let's go to Ann in Pittsburgh.

Hi, Ann. Welcome to the show. Hi. How are you today? Hi, we are doing well. How can we help?

Well, I hope you can help. That's my question. Is there any hope for our situation?

We have been married 19 years. We're in our 50s. We have one special needs son. We're both self-employed.

I have a business from home, which has been very helpful with our son and being home when he gets off the bus, all that kind of stuff.

My husband has always controlled 99% of the finances.

I don't have, my name is not on the bank account. My name, I don't have a login.

His business and our home bills are combined on the same account, which I know probably should not be that way.

We have a home loan of about 243. If sold, it might be worth

$700,000. The big problem I came to realize is that our credit cards are at $209,000.

Wow. We have a car loan for 21, and some of the credit cards are his business only,

but as far as I'm aware, you know, in certain states, your debt is your debt and half and half

debt and assets. So I guess I'm trying to figure out, I can't get through to him. He just blows up when I try to say,

hey, let's try a budget. Hey, here's all the credit cards on an Excel spreadsheet that shows all the

percentages. Like, it's just kind of banging my head on a wall. And I don't know how to protect myself, how to protect my son.

The only good news is that I do have a 401K that is in my name from before we were married.

And then we also have, I have a little bit of savings.

And then he does have a life insurance policy.

God forbid anything happens. But he's, he's not well mentally.

And he's been, you know, threatening a lot of things.

And I thought I should try and get some advice.

Are you thinking about walking away from this?

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