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So the back story is my wife and I are in Baby Step 2. We have about 5,000 left on a credit card debt of 20,000.

We spent the last few years putting that together and being more financially savvy.

We've been paying about

$1,000 a month for the last year, and we've been doing so just to chip away at it. Our household

income is about $200,000 between my base and my commission and my wife's salary, and we have

two paid for cars and no other debt. Now, I had a good quarter last year.

I received about $12,000, but we just had our second baby a month ago,

and we have all these medical bills that are piling up,

and my question is, do I pay off?

All these medical bills?

You didn't have insurance?

We do.

We have a...

So how much medical bills you got for a baby?

So there's a long story to that.

My wife didn't have insurance for that time.

We had to do with this whole appeal process.

But the end result is that we got her back on my insurance, and our total deductible

is $3,200 a month. I'm total deductible is $3,200 a month,

I'm sorry, total is $3,200.

And we have a $6,800 out-of-pocket maximum.

...