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She's So Lucky

You Don’t Need Millions to Start Investing—Here’s What You Need ft. Jaclyn Johnson

She's So Lucky

She's So Lucky

Balancedblackgirl, Self-improvement, #Shessolucky, Balancedles, Business, Entrepreneurship, Lesalfred, Education

4.8 • 2.8K Ratings

🗓️ 21 April 2026

⏱️ 58 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

#343: In this week’s installment of the Lucky Girls Invest series, I’m sitting down with entrepreneur, investor, and founder of Create & Cultivate, Jaclyn Johnson, for a conversation that completely reframed how I think about money, power, and investing.

Jaclyn was actually the person who helped me make my first angel investment—so this episode feels especially full circle.

We get into what it really looks like to go from operator to investor, how she built and exited a multi-million dollar business, and why angel investing might be more accessible than you think.

But beyond the numbers, this is really a conversation about ownership… of your career, your capital, and your future. Because there’s a difference between chasing opportunities and being the person who gets to fund them.

This episode is for you if…

  • You’re ready to stop chasing opportunities and start becoming the person who decides who gets a seat at the table
  • You’ve been curious about angel investing, but need someone to actually break down how it works
  • You want to understand the real difference between angel investing and venture capital
  • You’re wondering when to raise money, how much to raise, and what mistakes to avoid early
  • You’ve ever questioned whether you’re “thinking big enough”—and want to understand why the boldest vision in the room often gets funded
  • You want to learn how to spot founders who actually win
  • You’re interested in building wealth beyond your primary income
  • You need proof that one aligned decision can change everything (like turning a $10K investment into a $1.2M outcome)


Episode Links:


Sponsors:

  • Quince: Refresh your spring wardrobe with Quince. Go to quince.com/BALANCEDLESS for free shipping and 365-day returns.
  • NOBULL: Visit www.nobullproject.com and use code DMLUCKY for 35% off your entire FIRST order. 
  • Shopify: Sign up for your one-dollar-per-month trial today at shopify.com/balancedblackgirl
  • Momentous: Momentous is offering our listeners up to 35% off your first order with promo code LUCKY. Head to livemomentous.com and use promo code lucky for up to 35% off your first order.


Connect with Les:


This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.


Produced by Dear Media

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Transcript

Click on a timestamp to play from that location

0:00.0

The following podcast is a Dear Media production.

0:12.0

Welcome back to She's So Lucky and our Lucky Girls Invest series.

0:16.4

If you've been following me, you know that I've recently started angel investing and I've been getting so many questions about what it actually looks like to get started, build wealth

0:24.6

this way, and step into rooms that weren't always built for us.

0:28.9

Last year when I posted online that I was interested in angel investing, today's guest

0:32.9

reached out to me and offered to teach me everything that she knows.

0:36.9

It was so incredibly helpful that I

0:38.7

had to bring that conversation to the podcast. Jacqueline Johnson is the founder of Create and Cultivate,

0:44.3

and she's built, sold, and bought back her company. But not just that. She's also the co-founder

0:50.0

of Cherub, which is an online platform dedicated to connecting founders with investors. She's also a

0:56.4

dedicated angel investor who's been writing checks and building power in the space for over a decade.

1:01.8

In this episode, we're breaking down what angel investing really is, how deals actually come

1:06.3

together behind the scenes, the mistake founders make when raising money, and how to position

1:10.6

yourself for real wealth that goes beyond just headlines. If you're curious, behind the scenes, the mistake founders make when raising money and how to position yourself

1:11.0

for real wealth that goes beyond just headlines. If you're curious about what it takes and what

1:16.2

it actually looks like to be the person writing the check, this episode is for you.

1:26.7

Welcome back to She's So Lucky and welcome to this week's installment of the Lucky Girls

1:31.4

Invest series. So if you're listening to the show all April long, we're talking about

1:35.7

different forms of investing, both financially and in ourselves. And if you've been following me on

1:41.3

socials this year, you know I've been talking a lot about angel investing because it's something I've wanted to do for a long time. And then I recently started doing it, which is very exciting. But I have been getting a lot of questions. And I wanted to do a full episode talking more about angel investing. And when I thought about bringing someone on to talk about angel investing, I immediately thought of today's guest, Jacqueline, because she's been actually an incredible mentor to me and has helped me make my first angel investment. And I was like, she just needs to come on and give us an angel investing masterclass. I'm so excited to be here and so happy you are an official angel. Thank you for helping to make it happen. Of course. Of course. We're both investors in that company,

2:17.7

which is very exciting. It is super exciting. So I'm really excited to have you here. I actually want

2:22.7

today's interview to be a little bit different than ones that I know people typically have with

...

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