You Don’t Need a Shortcut—You Need a Strategy

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 6 June 2025

⏱️ 129 minutes

🔗️ Recording | iTunes | RSS

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Summary

🔗 ⁠Share the Ramsey 101 Playlist! Ken Coleman and George Kamel answer your questions and discuss: "Can we use a mortgage loan to buy my dad's property?" "I signed a $16,000 window replacement contract. Is there any way for me to get out of this bad deal?" "I don't agree with what my brother and sister plan to do with my father's estate. Can I get out of this situation?" "My fiancé controls all our finances and is gone all the time. How do I leave this relationship?" "My boyfriend is irresponsible with his decisions and money. Should I leave him if he doesn't change his behavior?" Next Steps: ✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠⁠⁠Download the free Ramsey Network app! ⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ 🛡️Protect yourself with the right coverage—take our coverage quiz! ❤️‍🩹 ⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠ 📊 Free Tools & Resources to Help You With Investing 💵 ⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠ALDI⁠ Get 10% off your first month of⁠ BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Learn more about⁠ Christian Healthcare Ministries⁠ Get started today with⁠ Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠Health Trust Financial⁠ To find out more about student loan refinancing, check out⁠ Laurel Road⁠ Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ Visit⁠ NetSuite⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ Learn more about ⁠Timothy Plan⁠ Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:07.0	Start budgeting for free today.
0:13.0	This is the Ramsey show where America shows up to have a conversation about their money, about their profession, and about their relationships.
0:22.6	The phone number is AAA 8255-2-2-25.
0:26.4	AAA 825-2-2-25.
0:28.8	Alongside George Camel, I'm Ken Coleman.
0:30.9	George is going to help you keep more of that money, and I'm going to help you make more of that
0:37.4	money that you want to make.
0:40.9	That's the combination today. You ready to go? I'm stoked. You got a very...
0:45.5	Delated. No jacket today, no bomber jacket. You went with a traditional watcher. You were ready to go
0:50.3	sailing, so I thought, let's keep it cash. I do have a summer vibe about me today.
0:55.1	Summer Ken is my favorite version. I'm here for it.
0:57.9	Jeremy starts us off in Lexington, South Carolina.
1:01.9	Jeremy, how can we help today?
1:04.5	Hey, how's it going?
1:05.9	Longtime listener, first time caller.
1:09.0	Oh, we love those. Welcome aboard.
1:12.1	So it's absolutely a pleasure to get on the line here.
1:16.3	So I, my wife and I are in a bit of a situation.
1:20.0	We have, both of us have student debt, student loans.
1:26.2	We have a credit card, and my dad has a parent plus loan.
1:33.0	Now, the education system hasn't really told us to what to do for a parent plus loan,
	...

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