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The Ramsey Show

You Don’t Become a Millionaire by Investing Borrowed Money

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 15 August 2023

⏱️ 116 minutes

🧾️ Download transcript

Summary

Dave Ramsey & Rachel Cruze answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Are our Baby Steps out of whack?" read more: The 7 Baby Steps, Why you shouldn't invest borrowed money to get wealthy, "Should we pull from our Roth to fund our kid's college?" "Can I use a credit card as my $1000 emergency fund?" Dave & Rachel react to a New York Times column, read more: Money, Marriage, and Communication, "My ex keeps slowing down my progress," "Can we use our kids' accounts to fund our debt snowball?" Preparing kids for their financial future in a family with a history of Alzheimer's, "What should I do when my car lease ends?" "Should I buy a personal home or commercial building?" "We can't afford our house anymore," "Help! I don't want to inherit a timeshare..." "Should I be investing while paying off debt?" "Should we pay off our daughter's student loans?" Following the Baby Steps while fighting cancer. Support Our Sponsor: Balance of Nature PODS Moving & Storage NetSuite DreamCloud Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Music

0:28.0

Live from the headquarters of Ramsey Solutions, broadcasting from the pods, moving and storage studios.

0:34.0

It's the Ramsey show where we help people build wealth, do work, they love and create actual amazing relationships.

0:45.0

Thank you for joining us, America Rachel Cruz, Ramsey Personality, number one bestselling author.

0:50.0

Co-host of the Smart Money Happy Hour, my daughter is my co-host today.

0:55.0

Open phones at AAA8255225, this is the show where we love you so much we will tell you the truth.

1:03.0

And sometimes you won't like it, but we're here because we care about you and we're going to help.

1:09.0

I'll say the truth nicer than maybe he will sometimes.

1:12.0

Maybe. Sometimes I'm nicer.

1:15.0

We're matching today. I just lost in the camera.

1:18.0

A little black action here. Color coordinating.

1:21.0

You know what makes you look thinner than wearing black?

1:24.0

What?

1:25.0

Being thinner.

1:27.0

I discovered that, that's a personal revelation of mine.

1:30.0

Open phones at AAA8255225, Mary is starting us off in St. Louis.

1:37.0

Hi Mary, welcome to the Ramsey show.

1:40.0

Hi Dave, thanks for taking my call.

1:42.0

Sure, what's up?

1:44.0

So the last few weeks, to be honest, I've gone down a little bit of a Dave Ramsey rabbit hole on YouTube.

1:50.0

So I'm just kind of getting to know your principles.

1:53.0

I'm really intrigued by them.

...

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