Should We Wait for Interest Rates To Come Back Down To Buy a House?

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 16 August 2023

⏱️ 117 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "We disagree on paying off student loans," Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans, "My father-in-law deeded our house to our 7-year-old son..." "Should I cancel the extended warranty on my car?" "Do I need to take out a HELOC to get me to retirement?" read more: HELOC: What Is a Home Equity Line of Credit? "Should we use savings to pay off student loans?" "Stop investing while paying off debt?" "Can I use my investments to buy a house?" "Should we rent out our house when we move due to the low interest rate?" read more: How to Rent Out a House: Your Complete Guide, "Should I sell my car to get rid of the payments?" Why whole life insurance plans suck, "How do I protect us financially during a job change?" "Does it make sense to take a job I don't want if they offer good insurance?" Choosing between a high-paying job or dream job, "Someone offered me $500k in gold for my land" "How quickly should I pay off my student loans?" Support Our Sponsor: Zander Insurance DreamCloud Churchill Mortgage PODS Moving & Storage BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Music
0:28.0	Live from the headquarters of Ramsey Solutions broadcasting from the pods moving in storage studios.
0:35.0	It's the Ramsey show where we help people build wealth, do work that they love and create actual amazing relationships.
0:46.0	Thanks for being with us America.
0:48.0	We're so glad you're here.
0:49.0	Ken Coleman, Ramsey Personality, number one best selling author of the book Paycheck to Purpose
0:54.0	and Host of the Ken Coleman Show where he talks about your job, your career, how you make money every day.
1:00.0	Just get off the air a few minutes ago doing that as a matter of fact.
1:02.0	And he's here to help you this today as part of this show as my co-host.
1:06.0	So thanks for joining us.
1:08.0	Triple 8, 825-225, Macy is in Boise, Idaho.
1:12.0	I'm Macy, how are you?
1:14.0	Good, how are you?
1:16.0	Better than I deserve. What's up?
1:18.0	So I am kind of new to everything going on.
1:22.0	My husband and I, he started school about a year ago for a grad program.
1:27.0	And I was an agreeance with him until I listened to the show of just waiting to pay off student debt until he was done.
1:34.0	Because you've heard it through multiple people.
1:38.0	When we read researches that you can get it paid for by your employer once you get hired.
1:42.0	But now since I've listened to you, I've kind of been questioning if we should just pay it off now.
1:47.0	It would be $45,000 total with everything when it's done.
1:55.0	What is his field of study?
	...

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